This home is in San Jose, Jacksonville.
$404,000Pending3 bd · 2 ba · 1,742 sq ft
Pending·34 days on market·San Jose
3241 Ponce De Leon Avenue
Jacksonville, FL 32217
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
San Jose
Welcome home to comfort, charm, and room to breathe. This newly remodeled home offers fresh interior and exterior paint and a soft, neutral palette that feels calm the moment you walk in. The open living and dining area is ready for holiday dinners, game nights, and lasting memories. Step outside to a large fenced backyard with lush tropical landscaping, your own private retreat for morning coffee or evenings with friends. A well-kept storage shed conveys. The big-ticket items are done: new roof, water heater, and HVAC, all in 2022. Stroll to Verona Park, Bolles High School, Epping Forest Yacht Club, and San Jose Country Club. Enjoy being just minutes from San Marco and Downtown Jacksonville. Come see it for yourself. This one feels like home.
Next steps in San Jose
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1951)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,702 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
7th Ave S30 min drive · 27 parking spaces
Closest park or preserve
Tillie K. Fowler Regional Park25 min drive · 4 mi of trails
Closest public boat ramp
Goodby's Creek Boat Rampabout 2 mi · St. Johns River - Goodby's Creek
Closest kayak & paddleboard launch
Nathan Krestul Park Paddlecraft Accessabout 0.8 mi · Christopher Creek
Closest youth league fields
The Bolles School2 min drive · Baseball, Basketball, Football, Soccer, Volleyball
Closest grocery store
Publix5 min drive · 2875 University Blvd W, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $318,557 | $267,146 | ▼ $8,911 |
Estimated taxes if purchased at asking price: ~$7,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 8, 2026Pending$404,000
- Nov 3, 2026Price change$404,000−$5,000
- Oct 11, 2026Active$409,000
- Sep 28, 2026Pending$409,000
- Sep 24, 2026Listed$409,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $232/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3647 Coronado Road, Jacksonville, FL 32217Listed by COWFORD REALTY & DESIGN LLC | Oct 2026 | $325,000 | $216 | 3/2 | 1,506 | 167 | 0.3 |
| 3637 Pizarro Road, Jacksonville, FL 32217Listed by RE/MAX UNLIMITED | Sep 2026 | $319,000 | $187 | 3/2 | 1,702 | 163 | 0.4 |
| 3721 Via De La Reina, Jacksonville, FL 32217Listed by WATSON REALTY CORP | Nov 2026 | $342,000 | $180 | 3/2 | 1,900 | 22 | 0.5 |
| 3836 Marianna Road, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTS | Oct 2026 | $253,000 | $157 | 3/2 | 1,611 | 104 | 0.6 |
| 2443 Mercer Circle S, Jacksonville, FL 32217Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $260,000 | $155 | 3/2 | 1,676 | 4 | 0.7 |
| 7456 Old Kings Road S, Jacksonville, FL 32217Listed by WATSON REALTY CORP | Oct 2026 | $315,000 | $193 | 3/2 | 1,635 | 10 | 0.8 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About San Jose
San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.
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Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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