Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Jose, Jacksonville a pool home in Jacksonville.

Photo 1 / 39
Active

Active·Listed today·San Jose

7214 Poinciana Avenue

Jacksonville, FL 32217

$399,900$233/sqftEst. $2,118/moMLS# 2165319
3
Beds
2
Baths
1,720
Sq Ft
1956
Built
Garage
Yes
Pool

About this home

San Jose

Entertain in style with this beautifully updated pool home in heart of San Jose! Designed for modern living, this light-filled home features a spacious open floor plan highlighted by original oak hardwoods and sleek contemporary LVP flooring. The chef-inspired kitchen takes center stage with a massive granite island and brand-new Samsung stainless steel appliances. Step outside to your private backyard oasis, complete with a fully renovated pool (new plaster, tile, and coping), expansive paver decking, and a private carport with dedicated laundry/storage. Enjoy peace of mind with major mechanical and structural updates, including a 2022 HVAC, 2024 energy-efficient windows, security system, updated plumbing, new pool equipment, and water heater. The primary suite features a generous walk-in closet, with a newer washer/dryer included. Located just minutes from the San Jose Country Club, top-rated schools (Bolles, Kings Trail, Dupont), and local dining. Schedule your private tour today!

Cost to own

Mortgage calculator

$399,900
$79,980
Loan Term
Monthly Payment
$2,118
Principal & Interest: $2,118
Property taxes (est.): $653
Insurance (est.): $267
Estimated Total Monthly
$3,037
*30-year loan at 6.95% APR (avg 30-yr rate 2026-09-17, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.95% · 30yr$2,118
Property taxesest. at asking price, Duval County$653
Estimated total, before insurance$2,771/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,900/yr · $325/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$248,839$248,839 $15,538
2024$233,654$233,654 $7,032
2023$240,989$183,956 $5,833
2022$227,142$177,142
2021$175,630$175,630
2020$166,486$166,486

2025 property taxes (current owner): $3,900/yr

Estimated taxes if purchased at asking price: ~$7,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal, Shingle — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 17, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900
Price / Sq Ft$233
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,720
Total Structure Area2,132 sq ft
Acres0.22 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryKings Trail
MiddleAlfred Dupont

Community Information

Address7214 Poinciana Avenue, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size9,583.2 sq ft
Lot Dimensions75 x 128
Parcel Number1500150000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached Carport, Carport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Split System
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Carport, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Full, Privacy
RoofMetal, Shingle
ConstructionBrick, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 17, 2026
Days on Market0
Tax Amount$3,900
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About San Jose

San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all San Jose homes for sale →

Listing Courtesy of: HEIGHTEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines