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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in San Jose, Jacksonville — a pool home in Jacksonville.

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Active

$389,0003 bd · 2 ba · 1,720 sq ft

Active·58 days on market·San Jose

7214 Poinciana Avenue

Jacksonville, FL 32217

$389,000$226/sqftEst. $2,108/mo mortgageMLS# 2165319
↓ $10,900 below original list
3
Beds
2
Baths
1,720
Sq Ft
1956
Built
—
Garage
Yes
Pool

10 more homes for sale in San Jose →Search San Jose on the map

FEMA Zone XNo HOA9,583 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

San Jose

Entertain in style with this beautifully updated pool home in heart of San Jose! Designed for modern living, this light-filled home features a spacious open floor plan highlighted by original oak hardwoods and sleek contemporary LVP flooring. The chef-inspired kitchen takes center stage with a massive granite island and brand-new Samsung stainless steel appliances. Step outside to your private backyard oasis, complete with a fully renovated pool (new plaster, tile, and coping), expansive paver decking, and a private carport with dedicated laundry/storage. Enjoy peace of mind with major mechanical and structural updates, including a 2022 HVAC, 2024 energy-efficient windows, security system, updated plumbing, new pool equipment, and water heater. The primary suite features a generous walk-in closet, with a newer washer/dryer included. Located just minutes from the San Jose Country Club, top-rated schools (Bolles, Kings Trail, Dupont), and local dining. Schedule your private tour today!

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,108
Property taxesest. at asking price, Duval County$637
Estimated total, before insurance$2,745/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,900/yr · $325/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$389,000
$77,800
Loan Term
Monthly Payment
$2,108
Principal & Interest: $2,108
Property taxes (est.): $637
Insurance (est.): $259
Estimated Total Monthly
$3,004
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal, Shingle — year not disclosed (home built 1956)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,488 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 6:52 AM, sunset 5:30 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$254,039$254,039—
2025$248,839$248,839▲ $15,538
2024$233,654$233,654▲ $7,032
2023$240,989$183,956▲ $5,833
2022$227,142$177,142—
2021$175,630$175,630—
2020$166,486$166,486—

2025 property taxes (current owner): $3,900/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 4, 2026Price change$389,000−$10,900
  • Sep 17, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $193/sq ft; this home is listed at $226/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3721 Via De La Reina, Jacksonville, FL 32217Listed by WATSON REALTY CORPNov 2026$342,000$1803/21,900220.1
3836 Marianna Road, Jacksonville, FL 32217Listed by RE/MAX SPECIALISTSOct 2026$253,000$1573/21,6111040.1
3647 Coronado Road, Jacksonville, FL 32217Listed by COWFORD REALTY & DESIGN LLCOct 2026$325,000$2163/21,5061670.2
7456 Old Kings Road S, Jacksonville, FL 32217Listed by WATSON REALTY CORPOct 2026$315,000$1933/21,635100.3
4034 Marianna Road, Jacksonville, FL 32217Listed by RE/MAX UNLIMITEDOct 2026$369,000$2234/21,657280.4
7920 Scotland Road, Jacksonville, FL 32217Listed by BASS PROFESSIONAL REALTY, INCSep 2026$226,000$1453/21,55440.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$389,000
Price / Sq Ft$226
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,720
Total Structure Area2,132 sq ft
Acres0.22 acres
Year Built1956
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Carport Spaces1
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryKings Trail
MiddleAlfred Dupont

Community Information

Address7214 Poinciana Avenue, Jacksonville, FL 32217
Area012-San Jose
SubdivisionSan Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size9,583.2 sq ft
Lot Dimensions75 x 128
Parcel Number1500150000
ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached Carport, Carport

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Shower No Tub, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air, Split System
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne and One Half
LaundryElectric Dryer Hookup, In Carport, Lower Level, Washer Hookup
SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch
FencingFenced, Back Yard, Full, Privacy
RoofMetal, Shingle
ConstructionBrick, Stone Veneer
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedSeptember 17, 2026
Days on Market58
Tax Amount$3,900
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HEIGHTEN REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About San Jose

San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all San Jose homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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