This home is in Jacksonville.

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2789 Selma Street

Jacksonville, FL 32205

$699,990$251/sqftEst. $3,726/moMLS# 2155485

Beds

Baths

2,784

Sq Ft

1934

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home! multi-generational living in the heart of the Riverside/Avondale Historic District, complete with a detached ADU and just a short walk to the restaurants, coffee shops, breweries, and boutiques of vibrant King Street. Blending timeless character with thoughtful updates, this home offers the perfect balance of historic charm and modern convenience. The approximately 2,284 SF 4 bedroom, 3 bathroom main home welcomes you with a peaceful front porch featuring a swing and a custom glass front door. Inside, you'll find original hardwood floors, abundant natural light, and the charm you've been searching for. Originally built as a duplex and thoughtfully reimagined into a spacious single-family home, it has preserved its architectural character while offering today's desired functionality.

Cost to own

Mortgage calculator

Home Price

$699,990

Down Payment: 20%

$139,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,558

Principal & Interest: $3,558

Est. Taxes & Insurance: $889

Estimated Total Monthly

$4,447

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,726

Property taxesest. at asking price, Duval County$1,143

Estimated total, before insurance$4,869/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,629/yr

Estimated taxes if purchased at asking price: ~$13,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1934)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,585 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History