Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Active

Active·9 days on market

3111 Haley Pointe Road

St. Augustine, FL 32084

$314,953Est. $1,619/moMLS# 2160635

Beds

Baths

Sq Ft

2002

Built

—

Garage

Pool

About this home

St. Augustine

Welcome home to 3111 Hailey Point, where peaceful waterfront living meets the historic downtown St. Augustine! Located in gated 88 acres of preserve land is Vista Cove. Home at 3111 Vista Cove is beautifully updated with 3-bedrooms, 3-full bath and a quiet end-unit townhome style condo on a cul-de-sac. It offers 1,442 sq. ft. of comfortable, low-maintenance living surrounded by mature trees and scenic waterways. Step inside to an open-concept layout featuring neutral tile, plantation shutters throughout, updated lighting, and ceiling fans. The renovated kitchen is a standout with modern shaker-style cabinetry, Cesarstone quartz countertops, a deep stainless apron-front sink, low-profile microwave, and upgraded, state of the art induction range. A ground-floor bedroom and full bath offer added flexibility for guests, a home office, or multigenerational living. Upstairs, enjoy the newly installed carpeting and the spacious primary suite features a private, well-appointed en suite bath.

Cost to own

Mortgage calculator

Home Price

$314,953

Down Payment: 20%

$62,991

Interest Rate: 6.66%

Loan Term

Monthly Payment

$1,619

Principal & Interest: $1,619

Property taxes (est.): $419

Insurance (est.): $210

Estimated Total Monthly

$2,248

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,619

Property taxesest. at asking price, St. Johns County$419

HOAbilled monthly$578

Estimated total, before insurance$2,616/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,862/yr · $405/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,862/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 18, 2026Listed$314,953

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$314,953

Bedrooms3

Bathrooms3.00

Full Baths3

Total Structure Area1,442 sq ft

Year Built2002

TypeResidential

Sub-TypeCondominium

StyleContemporary, Traditional

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryCrookshank

MiddleSebastian

HighSt. Augustine

Community Information

Address3111 Haley Pointe Road, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionVista Cove

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Parcel Number0941513111

ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Part Time, Management- On Site, RV/Boat Storage, Spa/Hot Tub

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGated, RV Access/Parking, Unassigned

ViewProtected Preserve