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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vista Cove, St. Augustine — a home near St. Augustine High School.

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Active

Active·55 days on market·Vista Cove

3111 Haley Pointe Road

St. Augustine, FL 32084

$299,953Est. $1,661/moMLS# 2160635
↓ $15,000 below original list
3
Beds
3
Baths
0
Sq Ft
2002
Built
—
Garage
No
Pool

11 more homes for sale in Vista Cove →Search Vista Cove on the map

FEMA Zone XHOA $578/moCondominium2 stories

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Vista Cove

END-UNIT LIVING, BEAUTIFULLY UPDATED INTERIORS & RESORT-STYLE AMENITIES IN GATED VISTA COVE! Welcome to 3111 Haley Pointe Rd, a beautifully updated 3-bedroom, 3-bathroom condo offering 1,442 square feet of thoughtfully designed living space in one of St. Augustine's picturesque gated communities. Tucked away on a quiet cul-de-sac, this desirable end unit offers added privacy, abundant natural light, and a flexible floor plan featuring a downstairs bedroom and full bathroom, ideal for guests, a home office, or multigenerational living. Step inside to discover stylish upgrades throughout, including plantation shutters, impact-resistant windows, tile flooring on the main level, and newer carpeting upstairs. The beautifully renovated kitchen features shaker-style soft-close cabinetry, quartz countertops, a farmhouse apron-front sink, and an induction range. Updated bathrooms add to the home's modern appeal, while the screened patio provides a relaxing space to enjoy Florida living.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,661
Property taxesest. at asking price, St. Johns County$399
HOAbilled monthly$578
Estimated total, before insurance$2,639/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,862/yr · $405/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$299,953
$59,991
Loan Term
Monthly Payment
$1,661
Principal & Interest: $1,661
Property taxes (est.): $399
Insurance (est.): $200
Estimated Total Monthly
$2,261
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,780 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,862/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 18, 2026Price change$299,953−$15,000
  • Aug 18, 2026Listed$314,953

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORPAug 2026$240,000$1663/21,44830
3117 Haley Pointe Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCJul 2026$247,000$1753/2.51,412340
2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$270,000$1942/21,393310.1
2100 Vista Cove Road Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$287,000$1693/21,702280.2
7 Sebastian Avenue C, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYOct 2026$840,000$4803/2.51,75000.6
98 Vidalia Ridge Road, St. Augustine, FL 32084Listed by UNITED REAL ESTATE GALLERYJul 2026$210,000$1892/2.51,109400.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$299,953
Bedrooms3
Bathrooms3.00
Full Baths3
Total Structure Area1,442 sq ft
Year Built2002
TypeResidential
Sub-TypeCondominium
StyleContemporary, Traditional
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryCrookshank
Reported middleSebastian
Reported highSt. Augustine
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address3111 Haley Pointe Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVista Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0941513111
ZoningCondominium

Amenities

AmenitiesPool, Barbecue, Cable TV, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Part Time, Management- On Site, RV/Boat Storage, Spa/Hot Tub
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGated, RV Access/Parking, Unassigned
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Split Bedrooms
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryLower Level
SecuritySecurity Gate, Smoke Detector(s)
Spa FeaturesCommunity

Exterior

Lot DescriptionCul-De-Sac
Patio / PorchRear Porch, Screened
RoofShingle
ConstructionBlock, Frame, Stucco

Additional Information

Date ListedAugust 20, 2026
Days on Market57
HOA Fees$578 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesInternet, Maintenance Structure, Pest Control
Tax Amount$4,862.19
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vista Cove

Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vista Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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