This home is in Vista Cove, St. Augustine — a gated community home in St. Johns County.
Active·Listed today·Vista Cove
2800 Vista Cove Road
St. Augustine, FL 32084
10 more homes for sale in Vista Cove →Search Vista Cove on the map
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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Vista Cove
If you're looking for convenience and tranquility in one neat package, they you will likely want to visit and stay at 2800 Vista Cove Rd. First floor living is a wonderful thing - drive in from the grocery store, and you walk about 25 steps to your front door. Want to go to the pool or the clubhouse? Less than 100 steps! Your mailbox is right there too. Easy access to medical, shopping, restaurants, the beaches and the rivers. Built by a visionary, the quality of the buildings and the interior characteristics are pleasing and adaptable to your favorite style. Always something new to dream about when you're in your Vista Cove condo - and at these low prices, you can afford to redo kitchen, baths, flooring, window treatments - the sky is the limit and it is very pleasing! This home has been professionally staged - if you're interested in a furnished home, let us know and we will connect you with this source. Monthly utilities are surprisingly affordable including Fiber Optics
Next steps in Vista Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,470 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:24 AM, sunset 7:00 PM.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,795/yr
Estimated taxes if purchased at asking price: ~$4,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 9, 2026Listed$270,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vista Cove
Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Vista Cove homes for sale →Keep looking
More homes in Vista Cove
For Sale4716 Serena CircleSt. Augustine, FL 32084
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For Sale1529 Vista Cove RoadSt. Augustine, FL 32084
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$275,000Est. $1,464/moExperience peaceful waterfront living in the heart of St. Augustine at Vista Cove -- a beautifully designed 67-acre…
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Pending1806 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 2 ba · 1,393 sq ft
$254,900Est. $1,357/moFirst Floor Unit!!! Move-in ready and loaded with updates -- 1806 Vista Cove Road is the one you have been waiting…
Listing Office: real broker llc
For Sale2521 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 2 ba · 1,448 sq ft
$289,000Est. $1,538/moCharming Second-Floor Corner Condo with no one above you. With updated HVAC, water heater, appliances and more. Nestled…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
Open Houses
10/17/2026
11:30 am - 1:30 pm