This home is in St. Augustine.

1 / 88

Active Under Contract

Active Under Contract·28 days on market

2100 Vista Cove Road Road

St. Augustine, FL 32084

$299,900$176/sqftEst. $1,596/moMLS# 2151106

Beds

Baths

1,702

Sq Ft

1998

Built

—

Garage

Pool

About this home

St. Augustine

Welcome to one of Vista Cove's most captivating waterfront settings. Perfectly positioned along the eastern edge of the community, this light-filled residence enjoys sweeping views across the San Sebastian River toward the historic skyline of St. Augustine. From sunrise reflections on the water to the privacy afforded by its unique location, every window frames a scene that celebrates the beauty of coastal Florida living.

Cost to own

Mortgage calculator

Home Price

$299,900

Down Payment: 20%

$59,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,515

Principal & Interest: $1,515

Est. Taxes & Insurance: $379

Estimated Total Monthly

$1,894

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,596

Property taxesest. at asking price, St. Johns County$399

HOAbilled monthly$578

Estimated total, before insurance$2,573/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$280,800	$139,509	—
2024	$286,254	$133,320	—
2023	$286,254	$126,379	—
2022	$224,640	$124,140	—
2021	$180,360	$180,360	—
2020	$169,560	$0	—

2025 property taxes (current owner): $3,269/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,789 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 17, 2026Listed$299,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,900

Price / Sq Ft$176

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,702

Total Structure Area1,702 sq ft

Year Built1998

TypeResidential

Sub-TypeCondominium

StyleContemporary

Property ConditionUpdated/Remodeled

StatusActive Under Contract

Has PoolNo

Is WaterfrontYes

Gated CommunityYes

Direction FacesNortheast

School Information

ElementaryCrookshank

MiddleMurray

HighSt. Augustine

Community Information

Address2100 Vista Cove Road Road, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionVista Cove

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Dimensions0

Parcel Number0941512100

ZoningCondominium

Amenities

AmenitiesPool, Car Wash Area, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, RV/Boat Storage

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Other

SewerPublic Sewer

Water SourcePublic

ParkingOff Street, Parking Lot, RV Access/Parking, Unassigned

ViewBridge(s), City, River

Waterfront TypeRiver Front

Interior

Interior FeaturesBreakfast Bar, His and Hers Closets, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Plumbed For Ice Maker, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories1

LevelsOne

LaundryIn Unit

SecurityClosed Circuit Camera(s), Fire Alarm, Firewall(s), Key Card Entry, Security Gate, Smoke Detector(s)