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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Vista Cove, St. Augustine — a waterfront home in St. Johns County.

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Sold

$250,000Sold3 bd · 2 ba · 1,393 sq ft

Sold·Closed Oct 9, 2026·4 days on market·Recent sales in Vista Cove·Vista Cove

1806 Vista Cove Road

St. Augustine, FL 32084

$250,000sold priceListed at $254,900 · 98.1% of asking$179/sqftMLS# 2164251
3
Beds
2
Baths
1,393
Sq Ft
1998
Built
—
Garage
No
Pool

8 more homes for sale in Vista Cove →Search Vista Cove on the map

FEMA Zone XHOA $578/moWaterfrontCondominium1 story

About this home

Vista Cove

First Floor Unit!!! Move-in ready and loaded with updates -- 1806 Vista Cove Road is the one you have been waiting for! This stunning 3 bed | 2 bath home in St. Augustine features 1,393 sq ft of carpet-free living, brand new LVP flooring in the bedrooms, new tile in the living area and a gorgeous sunroom overlooking a peaceful pond! Updates include new windows in the primary bedroom and office, all new kitchen faucets, sink and garbage disposal, updated sliding door casings, new ceiling fans throughout and a one year old water heater! All appliances convey and most furniture is negotiable! Enjoy community amenities including a clubhouse, pool and fitness center -- resort style living at an incredible value!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,363
Property taxesest. at asking price, St. Johns County$333
HOAbilled monthly$578
Estimated total, before insurance$2,274/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,974/yr · $415/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1998)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · utiity sewer proximity · Public water · utiity water proximity

County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,791 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$258,000$244,505—
2024$258,000$222,277—
2023$274,350$202,070—
2022$194,000$183,700—
2021$167,000$167,000—
2020$153,500$153,500—

2025 property taxes (current owner): $4,974/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 21, 2026Closed$254,900
  • Sep 23, 2026Pending$254,900
  • Sep 13, 2026Active Under Contract$254,900
  • Sep 10, 2026Listed$254,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $179/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2200 Vista Cove Road, St. Augustine, FL 32084Listed by THE NEWCOMER GROUPMay 2026$245,000$1693/21,448810
1825 Vista Cove Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$275,000$1903/21,4501170
2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$270,000$1942/21,393310.1
2100 Vista Cove Road Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYAug 2026$287,000$1693/21,702280.1
1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$273,000$1963/21,3931900.1
2529 Vista Cove Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTYMay 2026$300,000$2073/21,448340.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$254,900
Price / Sq Ft$183
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,393
Year Built1998
TypeResidential
Sub-TypeCondominium
StylePatio Home, Villa
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address1806 Vista Cove Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVista Cove
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0941511806

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Management- On Site
UtilitiesCable Available
Water SourcePublic
ParkingParking Lot
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringLaminate, Tile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchPatio, Screened
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontagePrivate Road

Additional Information

Date ListedSeptember 10, 2026
Days on Market4
HOA Fees$578 / Monthly
HOA FrequencyMonthly
Tax Amount$4,974.08
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Sold by: ST AUGUSTINE COASTAL REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Vista Cove

Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.

View all Vista Cove homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 9, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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