This home is in Vista Cove, St. Augustine — a home near St. Augustine High School.
Active·157 days on market·Vista Cove
1529 Vista Cove Road
St. Augustine, FL 32084
11 more homes for sale in Vista Cove →Search Vista Cove on the map
See it this week
Want to walk through this home this week?
Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.
Call (904) 709-7917 Text Krista
Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Vista Cove
Experience peaceful waterfront living in the heart of St. Augustine at Vista Cove -- a beautifully designed 67-acre gated riverfront community surrounded by the San Sebastian River, marshes, forests, walking paths, and boardwalks. This second-floor 3-bedroom, 2-bath condominium offers approximately 1,500 square feet of thoughtfully designed living space with tranquil marsh and water views from every window. Relax year-round on the glassed and screened lanai while enjoying peaceful natural scenery and exceptional privacy. Vista Cove is known for its beautifully preserved setting, elegant clubhouse, heated pool, fitness center, riverfront fishing pier, and pet-friendly atmosphere welcoming two pets with no weight or breed restrictions. Unlike many larger Florida condominiums, Vista Cove's low-rise construction is not subject to the more stringent Structural Integrity Reserve Study and Milestone Inspection requirements affecting many high-rise communities.
Next steps in Vista Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,827 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 6:56 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,000 | $244,505 | — |
| 2024 | $265,050 | $222,277 | — |
| 2023 | $265,050 | $202,070 | — |
| 2022 | $208,000 | $183,700 | — |
| 2021 | $167,000 | $167,000 | — |
| 2020 | $157,000 | $157,000 | — |
2025 property taxes (current owner): $4,991/yr
Estimated taxes if purchased at asking price: ~$4,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 28, 2026Price change$275,000−$24,000
- May 10, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $190/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $270,000 | $194 | 2/2 | 1,393 | 31 | 0.1 |
| 2100 Vista Cove Road Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $287,000 | $169 | 3/2 | 1,702 | 28 | 0.1 |
| 1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $273,000 | $196 | 3/2 | 1,393 | 190 | 0.1 |
| 3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Aug 2026 | $240,000 | $166 | 3/2 | 1,448 | 3 | 0.2 |
| 3117 Haley Pointe Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $247,000 | $175 | 3/2.5 | 1,412 | 34 | 0.2 |
| 2529 Vista Cove Road, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES, FLORIDA NETWORK REALTY | May 2026 | $300,000 | $207 | 3/2 | 1,448 | 34 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vista Cove
Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Vista Cove homes for sale →Keep looking
More homes in Vista Cove
For Sale2800 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 2 ba · 1,450 sq ft
$270,000Est. $1,437/moIf you're looking for convenience and tranquility in one neat package, they you will likely want to visit and stay at…
Listing Office: berkshire hathaway homeservices florida network realty
For Sale4716 Serena CircleSt. Augustine, FL 32084
3 bd · 3 ba · 1,503 sq ft
$269,995Est. $1,437/moGated Vista Cove end unit, 2 story townhome overlooking pond w/fountain. Nestled along the banks of the San Sebastian…
Listing Office: watson realty corp
For Sale2521 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 2 ba · 1,448 sq ft
$289,000Est. $1,538/moCharming Second-Floor Corner Condo with no one above you. With updated HVAC, water heater, appliances and more. Nestled…
Listing Office: real broker llc
For Sale1916 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 3 ba · 1,511 sq ft
$289,900Est. $1,543/moLight and bright ground floor entrance on this updated and move in ready end unit townhouse condominium. First floor…
Listing Office: coldwell banker premier properties
Keep looking
Similar homes in St. Augustine
Explore the area
More in Vista Cove
Vista Cove guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines