This home is in St. Augustine.
Active·67 days on market
1529 Vista Cove Road
St. Augustine, FL 32084
About this home
St. Augustine
Experience peaceful waterfront living in the heart of St. Augustine at Vista Cove -- a beautifully designed 67-acre gated riverfront community surrounded by the San Sebastian River, marshes, forests, walking paths, and boardwalks. This second-floor 3-bedroom, 2-bath condominium offers approximately 1,500 square feet of thoughtfully designed living space with tranquil marsh and water views from every window. Relax year-round on the glassed and screened lanai while enjoying peaceful natural scenery and exceptional privacy. Vista Cove is known for its beautifully preserved setting, elegant clubhouse, heated pool, fitness center, riverfront fishing pier, and pet-friendly atmosphere welcoming two pets with no weight or breed restrictions. Unlike many larger Florida condominiums, Vista Cove's low-rise construction is not subject to the more stringent Structural Integrity Reserve Study and Milestone Inspection requirements affecting many high-rise communities.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $260,000 | $244,505 | — |
| 2024 | $265,050 | $222,277 | — |
| 2023 | $265,050 | $202,070 | — |
| 2022 | $208,000 | $183,700 | — |
| 2021 | $167,000 | $167,000 | — |
| 2020 | $157,000 | $157,000 | — |
2025 property taxes (current owner): $4,991/yr
Estimated taxes if purchased at asking price: ~$4,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1998)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,827 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 10, 2026Listed$299,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Krista Fracke
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