This home is in Vista Cove, St. Augustine — a gated community home in St. Johns County.
$300,000Sold3 bd · 2 ba · 1,486 sq ft
Sold·Closed Nov 2, 2026·54 days on market·Recent sales in Vista Cove·Vista Cove
5204 Drury Lane
St. Augustine, FL 32084
10 more homes for sale in Vista Cove →Search Vista Cove on the map
About this home
Vista Cove
Welcome to this beautifully updated, first-floor condominium with private garage, where an open layout and wide-plank White Oak hardwood floors create a warm, inviting atmosphere. The spacious living and dining areas flow naturally into the bright kitchen, featuring crisp white cabinetry, stainless-steel appliances, generous counter space, and a peninsula with seating--perfect for casual meals and entertaining. Offering three bedrooms and two full baths, the flexible floor plan is shown as two comfortable bedrooms plus a home office, making it easy to adapt the space to your lifestyle. , The expansive primary suite is a peaceful retreat, complete with distinctive architectural detailing, a walk-in closet and abundant natural light.
Next steps in Vista Cove
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2004)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · utiity sewer proximity · Public water · utiity water proximity
County records indicate this parcel on central sewer served by utiity sewer proximity — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Surfside Parkabout 2 mi · 35 parking spaces
Closest park or preserve
Twelve Mile Swamp Conservation Areaabout 3 mi · 2.2 mi of trails
Closest public boat ramp
Vilano Public Boat Rampabout 1 mi · Tolomato River / St. Augustine Inlet
Closest kayak & paddleboard launch
San Sebastian River at Highway 16 Roadside Primitive Accessabout 0.6 mi · San Sebastian River
Closest youth league fields
Ketterlinus Gym Community Centerabout 0.9 mi · Basketball
Closest grocery store
Winn-Dixieabout 1 mi · 3551 N Ponce De Leon Blvd, St Augustine
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $235,000 | $115,119 | — |
2025 property taxes (current owner): $2,300/yr
Estimated taxes if purchased at asking price: ~$4,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,526 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Nov 3, 2026Closed$319,900
- Oct 7, 2026Active Under Contract$319,900
- Aug 14, 2026Active$319,900
- Aug 8, 2026Listed$319,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $194/sq ft; this home is listed at $202/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 2806 Vista Cove Road, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Sep 2026 | $270,000 | $194 | 2/2 | 1,393 | 31 | 0.1 |
| 3208 Haley Point Road, St. Augustine, FL 32084Listed by WATSON REALTY CORP | Aug 2026 | $240,000 | $166 | 3/2 | 1,448 | 3 | 0.1 |
| 3117 Haley Pointe Road, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $247,000 | $175 | 3/2.5 | 1,412 | 34 | 0.1 |
| 1125 Vista Cove Road, St. Augustine, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Jun 2026 | $273,000 | $196 | 3/2 | 1,393 | 190 | 0.1 |
| 4815 Serena Circle, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | May 2026 | $338,500 | $210 | 3/2.5 | 1,611 | 20 | 0.1 |
| 1806 Vista Cove Road, St. Augustine, FL 32084Listed by REAL BROKER LLC | Oct 2026 | $250,000 | $179 | 3/2 | 1,393 | 4 | 0.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST
Sold by: KELLER WILLIAMS ST JOHNS (buyer's brokerage)
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Vista Cove
Vista Cove is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Vista Cove homes for sale →Keep looking
More homes in Vista Cove
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For Sale2402 Vista Cove RoadSt. Augustine, FL 32084
3 bd · 2 ba · 1,448 sq ft
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Nov 2, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
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