Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Deercreek, Jacksonville — a home near Atlantic Coast High School.

1 / 29

Active

Active·46 days on market·Deercreek

7657 Commander Lane

Jacksonville, FL 32256

$295,835$190/sqftEst. $1,619/moMLS# 2161147

Open house Fri, Oct 9 · 1:00 pm–5:00 pm

Beds

2.5

Baths

1,557

Sq Ft

2027

Built

Garage

Pool

8 more homes for sale in Deercreek →Search Deercreek on the map

FEMA Zone XHOA $124/moTownhouse2 storiesNew construction

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Deercreek

Welcome to the CHAPMAN townhome, a charming 4-bedroom, 2.5-bath home designed for comfortable everyday living. The inviting kitchen features quartz countertops, 42-inch white cabinets, and a functional layout overlooking the spacious great room, creating an easy flow for gathering and entertaining. Tile flooring adds style and durability throughout the main living areas. Upstairs, the private primary suite offers a relaxing retreat, with THREE additional bedrooms nearby for convenience. A 1-car garage provides parking and extra storage. This well-designed townhome offers a great blend of comfort, function, and low-maintenance living. Photos are representative of the CHAPMAN floor plan.

Next steps in Deercreek

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,619

Property taxesest. at asking price, Duval County$483

HOAbilled monthly$124

Estimated total, before insurance$2,226/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$295,835

Down Payment: 20%

$59,167

Interest Rate: 7.28%

Loan Term

Monthly Payment

$1,619

Principal & Interest: $1,619

Property taxes (est.): $483

Insurance (est.): $197

Estimated Total Monthly

$2,300

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2027)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,661 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:22 AM, sunset 7:06 PM.

The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

Aug 20, 2026Listed$295,835

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$295,835

Price / Sq Ft$190

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,557

Year Built2027

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontNo

55+ CommunityYes

New ConstructionYes

Direction FacesNorth

School Information

ElementaryMandarin Oaks

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address7657 Commander Lane, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionDeer Creek

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Parcel Number48 2009

ZoningResidential

Amenities

Community FeaturesSidewalks, Street Lights

UtilitiesCable Available, Electricity Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral

CoolingElectric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup

SecurityCarbon Monoxide Detector(s), Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionCleared, Zero Lot Line

Patio / PorchPatio

RoofShingle

ConstructionOther, Fiber Cement

Road SurfaceAsphalt

Road FrontageCity Street

Additional Information

Date ListedAugust 21, 2026

Days on Market46

HOA Fees$124 / Monthly

HOA FrequencyMonthly

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityYes

New ConstructionYes

Listing Courtesy of: OLYMPUS EXECUTIVE REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Deercreek

Deercreek is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Deercreek homes for sale →

Keep looking

More homes in Deercreek

View all Deercreek homes →