This home is in Amelia Walk, Fernandina Beach.
Active·170 days on market·Amelia Walk
85241 Sagamore Court
Fernandina Beach, FL 32034
14 more homes for sale in Amelia Walk →Search Amelia Walk on the map
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About this home
Amelia Walk
*CDD FEE TO BE PAID OFF AT CLOSING BY SELLERS* Welcome to 85241 Sagamore Court-a beautifully crafted, coastal-inspired residence nestled in a quiet cul-de-sac within one of Fernandina Beach's most desirable communities, Amelia Walk. This 2022 home showcases a thoughtfully designed open-concept layout with soaring 10 foot ceilings, refined finishes, and natural light throughout. The chef's kitchen serves as the centerpiece of the home, featuring white quartz countertops, a spacious island, double wall ovens, and a walk-in pantry-seamlessly flowing into expansive living and dining areas designed for both everyday living and elevated entertaining. Multiple sliding glass doors extend the living space outdoors to a screened lanai and private fenced backyard, creating a true indoor-outdoor lifestyle. The spacious primary suite & additional bedrooms are complemented by spa-like bathrooms with floor-to-ceiling tile, while a 3-car garage and modern upgrades add both convenience & elegance
Next steps in Amelia Walk
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $460,000 in December 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $415,520 | $357,052 | — |
| 2024 | $400,592 | $346,282 | — |
| 2023 | $384,740 | $334,740 | — |
| 2022 | $65,000 | $65,000 | — |
| 2021 | $40,000 | $40,000 | — |
2025 property taxes (current owner): $9,527/yr
Estimated taxes if purchased at asking price: ~$9,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Apr 29, 2026Listed$545,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $230/sq ft; this home is listed at $205/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 84951 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTY | Sep 2026 | $445,000 | $196 | 4/2 | 2,266 | 0 | 0.2 |
| 85645 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by INTEGRITY ONE PROPERTIES LLC | Oct 2026 | $453,483 | $199 | 4/3 | 2,282 | 48 | 0.3 |
| 85621 Stonehurst Parkway, Fernandina Beach, FL 32034Listed by LATITUDE 30 REALTY LLC | Sep 2026 | $455,000 | $199 | 4/3 | 2,282 | 81 | 0.3 |
| 85350 Fall River Parkway, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $685,000 | $247 | 3/2.5 | 2,770 | 77 | 0.3 |
| 85401 Fall River Parkway, Fernandina Beach, FL 32034Listed by UNITED REAL ESTATE GALLERY | Jul 2026 | $840,000 | $264 | 4/3.5 | 3,187 | 94 | 0.3 |
| 85002 Williston Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Aug 2026 | $458,000 | $230 | 3/2.5 | 1,987 | 133 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PINEYWOODS REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia Walk
Amelia Walk is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia Walk homes for sale →Keep looking
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Krista Fracke
Broker Associate
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