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Active·12 days on market

134 Great Star Court

St. Augustine, FL 32086

$292,000$176/sqftEst. $1,500/moMLS# 2160013

Beds

Baths

1,659

Sq Ft

2022

Built

Garage

Pool

About this home

St. Augustine

134 Great Star Ct is a 2022-built end-unit townhome in St. Augustine, Florida, featuring three bedrooms, two and a half bathrooms, and an attached one-car garage. Offered fully furnished, the thoughtful two-story floor plan positions the main living spaces downstairs, including an open-concept kitchen with white cabinetry, granite countertops, stainless steel appliances, a pantry, and a convenient half bath for guests. All three bedrooms are located upstairs for privacy, featuring a primary suite with a double-vanity ensuite bath, alongside a second full hall bathroom and a dedicated second-floor laundry area. As an end unit, the home enjoys additional natural light with fewer shared walls, and is conveniently located off FL-207 with easy access to I-95, local shopping, dining, Historic Downtown St. Augustine, and area beaches.

Cost to own

Mortgage calculator

Home Price

$292,000

Down Payment: 20%

$58,400

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,500

Principal & Interest: $1,500

Property taxes (est.): $389

Insurance (est.): $195

Estimated Total Monthly

$2,083

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,500

Property taxesest. at asking price, St. Johns County$389

HOAbilled monthly$194

Estimated total, before insurance$2,082/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,942/yr · $329/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,942/yr

Estimated taxes if purchased at asking price: ~$4,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,776 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History