This home is in Jacksonville Beach — a home near Duncan U. Fletcher High School.
$2,250,0005 bd · 5 ba · 3,572 sq ft
Active·91 days on market
3710 Royal Palm Key
Jacksonville Beach, FL 32250
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About this home
Jacksonville Beach
Set in Paradise Key, just a few blocks from the sand in Jacksonville Beach, this 2014-built home by Glenn Layton Homes pairs Key West architecture with a floor plan built for real life. A metal roof, deep porches, and mature trees set the tone before you reach the front door. Inside, 10-foot ceilings and acacia hardwood floors carry through an open gathering room, dining, and kitchen finished with a large center island, subway tile, pot filler, and stainless gas appliances. The main-level primary suite includes a spa bath with a soaking tub and separate shower, two walk-in closets, and sliding doors that open to the covered rear patio. A second main-level bedroom with an ensuite bath works equally well as a guest room, den, or home office. Upstairs, two more bedroom suites and a loft gives everyone room to spread out. A staircase off the covered breezeway leads to a fifth suite above the garage.
Next steps in Jacksonville Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Metal — year not disclosed (home built 2014)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,474 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach access
33rd Ave. Sabout 0.6 mi
Closest park or preserve
Dutton Island Preserveabout 6 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 7 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Cradle Creek Preserve Kayak Launch (Long Portage!)about 1 mi · Cradle Creek - San Pablo Creek
Closest youth league fields
Seabreeze Elementaryabout 0.9 mi · Baseball
Closest grocery store
Trader Joe'sabout 0.3 mi · 4180 S 3rd St, Jacksonville Beach
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 6:48 AM, sunset 5:31 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2026 | $1,522,041 | $1,470,630 | — |
2025 property taxes (current owner): $27,036/yr
Estimated taxes if purchased at asking price: ~$44,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.
History
Price & status history
- Oct 5, 2026Price change$2,250,000−$150,000
- Aug 12, 2026Listed$2,400,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $679/sq ft; this home is listed at $630/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 3635 Paradise Way, Jacksonville Beach, FL 32250Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,895,000 | $679 | 3/3.5 | 2,790 | 18 | 0.1 |
| 4027 Gulfstream Drive, Jacksonville Beach, FL 32250Listed by DJ & LINDSEY REAL ESTATE | Aug 2026 | $1,030,000 | $352 | 4/3 | 2,922 | 17 | 0.3 |
| 3177 Horn Court, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $1,320,000 | $496 | 4/3 | 2,662 | 21 | 0.4 |
| 141 35th Avenue S, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Oct 2026 | $3,495,000 | $901 | 5/4.5 | 3,878 | 92 | 0.4 |
| 3318 1st Street, Jacksonville Beach, FL 32250Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Oct 2026 | $2,350,000 | $860 | 4/3.5 | 2,733 | 99 | 0.5 |
| 2844 Abaco Lane, Jacksonville Beach, FL 32250Listed by COMPASS FLORIDA LLC | Aug 2026 | $1,299,000 | $375 | 5/4 | 3,468 | 1 | 0.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Is this home priced right?
Ask Krista and she'll email you her read on how this price compares with recent sales nearby.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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