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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Royal St Augustine, St. Augustine — a home near St. Augustine High School.

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Active

Active·46 days on market·Royal St Augustine

1437 Stockbridge Lane

St. Augustine, FL 32084

$419,000$267/sqftEst. $2,237/moMLS# 2159708
↓ $11,000 below original list
3
Beds
2
Baths
1,572
Sq Ft
2003
Built
2
Garage
No
Pool

7 more homes for sale in Royal St Augustine →Search Royal St Augustine on the map

FEMA Zone XHOA $75/mo5,663 sqft lotSingle Family Residence1 story

About this home

Royal St Augustine

FURNISHED HOME WITH ALL-NEW MAJOR SYSTEMS! Welcome to this beautifully updated 3-bedroom, 2-bathroom home in Royal St. Augustine! Featuring all-new major systems, this home offers peace of mind and modern comfort. The spacious 2-car garage provides ample parking and storage, while built-in cabinetry and shelving add functionality throughout. Enjoy Florida living from the screened-in lanai overlooking the low-maintenance turf and patio area--perfect for relaxing or entertaining. Conveniently located near shopping, dining, schools, and historic downtown St. Augustine, this move-in-ready, fully furnished home is a must-see!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,237
Property taxesest. at asking price, St. Johns County$558
HOAbilled quarterly$75
Estimated total, before insurance$2,869/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,499/yr · $292/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$419,000
$83,800
Loan Term
Monthly Payment
$2,237
Principal & Interest: $2,237
Property taxes (est.): $558
Insurance (est.): $279
Estimated Total Monthly
$3,074
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2003)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,800 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

Northwest-facing backyard — summer sunsets, gentle days

The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:17 AM, sunset 7:15 PM.

  • The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
  • Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,499/yr

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Price change$419,000−$11,000
  • Aug 13, 2026Active$430,000
  • Aug 12, 2026Listed$430,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$419,000
Price / Sq Ft$267
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,572
Acres0.13 acres
Year Built2003
TypeResidential
Sub-TypeSingle Family Residence
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSoutheast

School Information

ElementaryWebster
MiddleMurray

Community Information

Address1437 Stockbridge Lane, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRoyal St Augustine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number0892840350
ZoningSingle Family

Amenities

AmenitiesClubhouse, Jogging Path
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBuilt-in Features, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Freezer, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Laminate, Tile
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchRear Porch, Screened
FencingBack Yard
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedAugust 13, 2026
Days on Market34
HOA Fees$225 / Quarterly
HOA FrequencyQuarterly
HOA NameROYAL ST. AUGUSTINE
Tax Amount$3,498.75
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Royal St Augustine

Royal St Augustine is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Royal St Augustine homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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