This home is in St. Augustine — a home near St. Augustine High School.
Active·44 days on market
206 Mission Cove Circle
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to 206 Mission Cove Circle, ideally located in the heart of St. Augustine just minutes from St. Johns River State College, the Royal St. Augustine Golf & Country Club, and within walking distance to Publix and nearby shopping and dining. Situated on a spacious corner parcel, this four-bedroom, two-bath home features a fully fenced backyard and a screened lanai--perfect for enjoying Florida's outdoor lifestyle. Inside, you'll love the open-concept designed for easy living and entertaining. The kitchen showcases handsome cabinetry, granite countertops, and stainless steel appliances, seamlessly flowing into the main living areas. The private primary suite offers a relaxing retreat with a garden tub, separate shower, and a spacious walk-in closet. Additional bedrooms provide flexibility for guests, a home office, or growing families.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $328,311 | $328,311 | — |
| 2024 | $352,811 | $320,690 | — |
| 2023 | $349,758 | $291,536 | — |
| 2022 | $298,838 | $265,033 | — |
| 2021 | $240,939 | $240,939 | — |
| 2020 | $220,185 | $220,185 | — |
2025 property taxes (current owner): $4,774/yr
Estimated taxes if purchased at asking price: ~$6,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2013)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 4, 2026Price change$379,900−$20,000
- Jul 8, 2026Listed$399,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Active$399,900MLS# 2133969Est. $2,128/mo206 Mission Cove Circle, St. Augustine, FL 320844 Beds2 Baths1,857 sqftWelcome to 206 Mission Cove Circle, ideally located in the heart of St. Augustine just minutes from St. Johns River…
ResidentialWATSON REALTY CORP
For Rent$2,195/moMLS# 2156543206 Mission Cove Circle, St. Augustine, FL 320844 Beds2 Baths1,857 sqftWelcome to 206 Mission Cove Circle, ideally located in the heart of St. Augustine just minutes from St. Johns River…
Residential LeaseWATSON REALTY CORP (Prop Mgmt)
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines
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