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Active

206 Mission Cove Circle, St. Augustine, FL 32084

$399,900

MLS# 2154275

Bedrooms

Bathrooms

1,857

Sq Ft

2013

Year Built

About This Home — 206 Mission Cove Circle

Welcome to 206 Mission Cove Circle, ideally located in the heart of St. Augustine just minutes from St. Johns River State College, the Royal St. Augustine Golf & Country Club, and within walking distance to Publix and nearby shopping and dining. Situated on a spacious corner parcel, this four-bedroom, two-bath home features a fully fenced backyard and a screened lanai--perfect for enjoying Florida's outdoor lifestyle. Inside, you'll love the open-concept designed for easy living and entertaining. The kitchen showcases handsome cabinetry, granite countertops, and stainless steel appliances, seamlessly flowing into the main living areas. The private primary suite offers a relaxing retreat with a garden tub, separate shower, and a spacious walk-in closet. Additional bedrooms provide flexibility for guests, a home office, or growing families.

Features

Price$399,900

Price / Sq Ft$215

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,857

Acres0.16 acres

Year Built2013

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWebster

MiddleMurray

HighSt. Augustine

Community Information

Address206 Mission Cove Circle, St. Augustine, FL 32084

Area336-Ravenswood/West Augustine

SubdivisionMission Trace

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32084

Lot Size6,969.6 sq ft

Parcel Number0886610260

Amenities

AmenitiesPlayground

UtilitiesSewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesKitchen Island, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile, Vinyl

# of Stories1

Exterior

Lot DescriptionCorner Lot

Patio / PorchScreened

FencingBack Yard

RoofShingle

Additional Information

Date ListedJuly 8, 2026

Days on Market0

HOA Fees$725 / Annually

HOA FrequencyAnnually

Tax Amount$4,774.47

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,128

Principal & Interest: $2,128

Est. Taxes & Insurance: $532

Estimated Total Monthly

$2,661

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,128

Property taxesest. at asking price, St. Johns County$533

HOAbilled annually$60

Estimated total, before insurance$2,722/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$328,311	$328,311	—

2025 property taxes (current owner): $4,774/yr

Estimated taxes if purchased at asking price: ~$6,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,859 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.