This home is in Ravenswood Village, St. Augustine — a home near St. Augustine High School.
Active Under Contract·215 days on market·Ravenswood Village
163 Silver Birch Street
St. Augustine, FL 32084
About this home
Ravenswood Village
***OPEN HOUSE THIS SUNDAY 11-1PM*** Built in 2023, this 4 bedroom, 2 bath home offers 1,783 square feet of thoughtfully designed living space with an open layout and a clean, modern feel. The kitchen features white cabinetry, stainless steel appliances, a large island with sink and seating, and a spacious pantry, all opening to the main living and dining areas. Luxury vinyl plank flooring runs through the main living spaces, while the bedrooms provide comfortable separation throughout the home. The primary suite includes a private bath, and the additional bedrooms offer flexibility for guests, office space, hobbies, or everyday needs. Outside, enjoy a fully fenced backyard with room to relax, entertain, or create your own outdoor space. Additional features include a 2 car garage, sprinkler system, water softener, window blinds, and Ring equipment.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
Last sold: $332,000 in December 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $293,677 | $241,136 | — |
| 2024 | $283,633 | $233,633 | — |
2025 property taxes (current owner): $3,757/yr
Estimated taxes if purchased at asking price: ~$5,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — year not disclosed (home built 2023)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 7, 2026Active Under Contract$339,000
- Aug 7, 2026Active$339,000
- Feb 10, 2026Listed$339,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Ravenswood Village
Ravenswood Village is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.
View all Ravenswood Village homes for sale →Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines