Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Royal St Augustine, St. Augustine — a golf course home in St. Johns County.

Photo 1 / 44
Active

Active·1 day on market·Royal St Augustine

1784 Keswick Road

St. Augustine, FL 32084

$375,000$238/sqftEst. $2,002/moMLS# 2166700
3
Beds
2
Baths
1,573
Sq Ft
2004
Built
2
Garage
No
Pool

7 more homes for sale in Royal St Augustine →Search Royal St Augustine on the map

FEMA Zone XHOA $85/mo5,663 sqft lotSingle Family Residence1 story

About this home

Royal St Augustine

Imagine living in a golf community just minutes from the beach and historic St Augustine! Step outside to your screened porch and private golf course views for gatherings, barbecuing or simply unwinding. This 3 bedroom 2 bath home offers a blend of style, comfort and convenience for families, golfer and beach lovers alike. Relax in the expansive primary bedroom suite with a walk-in closet and ensuite bath. This split floor plan offers 2 additional bedrooms with guest bathroom between for privacy and convenience. Royal St Augustine offers a serene, friendly neighborhood with easy access to local amenities including the public golf course, golf club restaurant and bar, Publix a mile away! Top rated schools as well. Low HOA Fees and No CDD fees are also a bonus!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,002
Property taxesest. at asking price, St. Johns County$499
HOAbilled quarterly$85
Estimated total, before insurance$2,586/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,423/yr · $202/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$2,002
Principal & Interest: $2,002
Property taxes (est.): $499
Insurance (est.): $250
Estimated Total Monthly
$2,751
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,423/yr

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 26, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$238
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,573
Acres0.13 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address1784 Keswick Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRoyal St Augustine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number0892820600

Amenities

AmenitiesClubhouse, Golf Course
Community FeaturesSidewalks, Street Lights, Restaurant
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking
ViewGolf Course

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceNo
# of Fireplaces0
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Lot DescriptionDead End Street, On Golf Course
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 26, 2026
Days on Market11
HOA Fees$255 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesOther
Tax Amount$2,422.7
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST AUGUSTINE COASTAL REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Royal St Augustine

Royal St Augustine is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Royal St Augustine homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines