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This home is in Royal St Augustine, St. Augustine.

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Active Under Contract

Active Under Contract·78 days on market·Royal St Augustine

1837 Keswick Road

St. Augustine, FL 32084

$369,900$246/sqftEst. $1,969/moMLS# 2130815
3
Beds
2
Baths
1,504
Sq Ft
2004
Built
2
Garage
No
Pool

About this home

Royal St Augustine

This beautifully updated 3 bedroom, 2 bath home with a 2 car garage offers the perfect blend of modern finishes and everyday comfort. Freshly painted throughout, the interior feels bright, clean, and move-in ready from the moment you step inside. The updated kitchen is truly the heart of the home, featuring quartz countertops, stainless steel appliances, white 42'' cabinetry, and a stylish tiled backsplash. Luxury vinyl plank flooring flows seamlessly throughout the entire home, creating a cohesive and low maintenance living space. Both bathrooms have been tastefully updated, with the spacious primary suite offering dual vanities, a large tiled walk-in shower, and a generous walk-in closet. Step outside to your screened in patio and fully fenced backyard, ideal for pets, play, or relaxing evenings outdoors.

Cost to own

Mortgage calculator

$369,900
$73,980
Loan Term
Monthly Payment
$1,880
Principal & Interest: $1,880
Est. Taxes & Insurance: $470
Estimated Total Monthly
$2,350
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,969
Property taxesest. at asking price, St. Johns County$492
HOAbilled quarterly$85
Estimated total, before insurance$2,546/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$292,608$292,608
2024$296,481$296,481
2023$299,027$290,530
2022$264,118$264,118
2021$191,511$191,511
2020$179,046$179,046

2025 property taxes (current owner): $4,292/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,766 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Apr 29, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$369,900
Price / Sq Ft$246
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,504
Acres0.13 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryWebster
MiddleMurray
HighSt. Augustine

Community Information

Address1837 Keswick Road, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionRoyal St Augustine
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size5,662.8 sq ft
Parcel Number0892820350

Amenities

AmenitiesBasketball Court, Jogging Path, Playground, Tennis Court(s)
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached
ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio, Screened
FencingBack Yard, Full
RoofShingle
Road SurfaceAsphalt

Additional Information

Date ListedApril 30, 2026
Days on Market106
HOA Fees$255 / Quarterly
HOA FrequencyQuarterly
Tax Amount$4,291.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Royal St Augustine

Royal St Augustine is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32084.

View all Royal St Augustine homes for sale →

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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