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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sea Colony, St. Augustine Beach — a pool home in St. Johns County.

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Sold

Sold·Closed Oct 7, 2026·53 days on market·Recent sales in Sea Colony·Sea Colony

688 Ocean Palm Way

St. Augustine Beach, FL 32080

$4,050,000sold priceListed at $4,450,000 · 91% of asking$955/sqftMLS# 2150769
4
Beds
5.5
Baths
4,239
Sq Ft
2006
Built
2
Garage
Yes
Pool

3 more homes for sale in Sea Colony →Search Sea Colony on the map

FEMA Zone XHOA $391/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Sea Colony

Welcome to 688 Ocean Palm Way, an extraordinary oceanfront retreat in the exclusive gated community of Sea Colony, offered beautifully furnished and thoughtfully designed by the renowned architectural team of Cronk Duch. Celebrated throughout Northeast Florida and the Caribbean for their distinctive coastal residences, Cronk and Duch are known for creating homes that blur the boundaries between indoors and out, capturing natural light, ocean vistas, and the effortless rhythm of seaside living. Perfectly positioned along the Atlantic Ocean, this contemporary Bermuda-inspired residence represents a rare opportunity to own one of Sea Colony's most architecturally significant homes. Walls of glass, expansive porches, private balconies, and inviting outdoor living spaces embrace the surrounding landscape, while a resort-style pool and spa and a stunning courtyard with an outdoor fireplace create memorable settings for both entertaining and quiet relaxation.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$22,081
Property taxesest. at asking price, St. Johns County$5,389
HOAbilled semi-annually$391
Estimated total, before insurance$27,861/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$45,333/yr · $3,778/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Metal — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,801 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:37 AM, sunset 6:40 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $3,550,000 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$2,783,348$2,783,348—
2024$2,100,776$1,824,571—
2023$2,272,060$1,769,972—
2022$2,426,517$1,716,963—
2021$1,715,498$1,665,498—
2020$1,944,909$1,804,151—

2025 property taxes (current owner): $45,333/yr

Estimated taxes if purchased at asking price: ~$64,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 7, 2026Closed$4,450,000
  • Aug 2, 2026Active Under Contract$4,450,000
  • Jun 15, 2026Listed$4,450,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $479/sq ft; this home is listed at $1,050/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
685 Ocean Palm Way, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEMay 2025$1,840,000$4485/5.54,1033440
416 Ocean Grove Circle Circle, St. Augustine, FL 32080Listed by THE NEWCOMER GROUPJan 2026$1,615,000$4795/3.53,369650.1
773 Ocean Palm Way, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEDec 2025$1,700,000$4945/4.53,4381130.2
892 Ocean Palm Way, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEMay 2026$2,690,000$6804/3.53,95400.3
24 Linda Mar Drive, St. Augustine, FL 32080Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINEJul 2025$910,000$2624/43,470530.3
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510100.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$4,450,000
Price / Sq Ft$1,050
Bedrooms4
Bathrooms5.50
Full Baths5
Half Baths1
Square Footage4,239
Total Structure Area6,589 sq ft
Acres0.19 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleOther
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontYes
Gated CommunityYes
Direction FacesWest

School Information

This listingNo schools reported in the MLS
ElementaryR.b. Hunt, reported on 3 other Sea Colony listings
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address688 Ocean Palm Way, St. Augustine Beach, FL 32080
Area331-St Augustine Beach
SubdivisionSea Colony
CitySt. Augustine Beach
CountySt. Johns
StateFL
Zip Code32080
Lot Size8,276.4 sq ft
Parcel Number1741911170

Amenities

Community FeaturesSuburban, Gated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPrivate Sewer
Water SourcePrivate
Green / EnergyHVAC, Thermostat, Water Heater
ParkingGarage
ViewOcean, Pool, Water

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Walk-In Closet(s)
AppliancesElectric Oven, Gas Cooktop, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesOutside, Wood Burning
# of Stories2
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup
SecurityGated with Guard
Spa FeaturesIn Ground

Exterior

Exterior FeaturesBalcony, Courtyard, Outdoor Kitchen
Patio / PorchDeck, Front Porch, Porch, Rear Porch
RoofMetal
ConstructionComposition Siding, Concrete, Stucco
Other StructuresGuest House
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedJune 15, 2026
Days on Market53
HOA Fees$2,346 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameSea Colony
Tax Amount$45,332.78
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Sold by: DJ & LINDSEY REAL ESTATE (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sea Colony

Sea Colony is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Sea Colony homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Oct 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

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