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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Anastasia Dunes, St. Augustine — a gated community home in St. Johns County.

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Active Under Contract

Active Under Contract·54 days on market·Anastasia Dunes

410 Ocean Forest Drive

St. Augustine, FL 32080

$1,250,000$434/sqftEst. $6,924/mo mortgageMLS# 2162378
5
Beds
4
Baths
2,882
Sq Ft
2017
Built
2
Garage
No
Pool

All Anastasia Dunes homes for sale →Search Anastasia Dunes on the map

FEMA Zone XHOA $168/mo11,326 sqft lotSingle Family Residence2 stories

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About this home

Anastasia Dunes

Tucked beneath a canopy of majestic oak trees in the intimate gated community of Anastasia Dunes, this custom-built home offers a rare blend of beachside living and peaceful seclusion. Located just off A1A across from the Atlantic Ocean and only a five minute walk from St. Augustine Beach, the setting feels worlds away from the bustle of everyday life. Mornings begin with the sound of waves in the distance and sunrises filtering through the moss-draped oaks from the front porch. From the screened lanai, birdsong fills the air while the ocean provides a gentle backdrop beyond the trees. Built in 2017, the home was thoughtfully designed for both gathering and privacy. At the heart of the residence, the kitchen serves as the central hub, seamlessly connecting the living spaces and featuring Bosch stainless steel appliances, abundant workspace, and easy flow for entertaining. The open floor plan is complemented by a split bedroom design, with the primary suite privately positioned on one

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$6,924
Property taxesest. at asking price, St. Johns County$1,663
HOAbilled annually$168
Estimated total, before insurance$8,755/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,250,000
$250,000
Loan Term
Monthly Payment
$6,924
Principal & Interest: $6,924
Property taxes (est.): $1,663
Insurance (est.): $833
Estimated Total Monthly
$9,420
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2017)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,786 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:31 AM, sunset 6:47 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,020,593$595,455—
2024$979,932$577,966—
2023$903,913$559,676—
2022$817,107$541,918—
2021$604,030$524,678—
2020$573,981$516,744—

Estimated taxes if purchased at asking price: ~$20,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Oct 11, 2026Active Under Contract$1,250,000
  • Aug 28, 2026Listed$1,250,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $463/sq ft; this home is listed at $434/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
705 Ocean Gate Lane, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,400,000$5254/32,66550.1
473 Ocean Forest Drive, St. Augustine Beach, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEJul 2026$1,700,000$4634/43,669700.2
505 F Street, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEMay 2026$655,000$2904/32,26040.2
912 Sandy Beach Circle, St. Augustine, FL 32080Listed by ENGEL & VOLKERS ST AUGUSTINEAug 2026$1,440,000$4104/33,510100.3
30 Bermuda Run Way, St. Augustine Beach, FL 32080Listed by ONE SOTHEBY'S INTERNATIONAL REALTYJun 2026$1,300,000$4554/32,8601480.4
117 5th Street, St. Augustine, FL 32080Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$2,000,000$6165/63,246370.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,250,000
Price / Sq Ft$434
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,882
Acres0.26 acres
Year Built2017
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
Direction FacesEast

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address410 Ocean Forest Drive, St. Augustine, FL 32080
Area331-St Augustine Beach
SubdivisionAnastasia Dunes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32080
Lot Size11,325.6 sq ft
Parcel Number1724911090

Amenities

AmenitiesPool, Gated
Community FeaturesGated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas, Outside
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Sink
SecuritySecurity Gate

Exterior

Exterior FeaturesImpact Windows, Outdoor Kitchen, Storm Shutters
Patio / PorchCovered, Front Porch, Porch, Rear Porch, Screened
RoofShingle
ConstructionStucco

Additional Information

Date ListedAugust 28, 2026
Days on Market45
HOA Fees$2,020 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Anastasia Dunes

Anastasia Dunes is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32080.

View all Anastasia Dunes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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