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This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

$294,0002 bd · 2.5 ba · 1,611 sq ft

Active·91 days on market·Beachwalk

31 Boracay Circle

St. Johns, FL 32259

$294,000$182/sqftEst. $1,603/mo mortgageMLS# 2157900

↓ $5,000 below original listOpen house Sat, Oct 31 · 11:00 am–1:00 pm

Beds

2.5

Baths

1,611

Sq Ft

2021

Built

Garage

Pool

29 more homes for sale in Beachwalk →Search Beachwalk on the map

FEMA Zone XHOA $217/mo2,614 sqft lotWaterfrontTownhouse2 stories

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About this home

Beachwalk

Motivated Seller-Will Look At All Offers! Experience the perfect blend of luxury, tranquility & resort-style living in this beautifully appointed 2-bedroom, 2.5-bath townhome located in the maintenance free community of Grand Isles. Perfectly positioned on one of the community's most desirable lots, home overlooks an expansive pond with a breathtaking long-water view. Home has a spacious primary suite w/walk in closet and bath w/oversized shower & dbl vanity. Second bedroom has its own en suite bath. As part of Beachwalk's stunning 14-acre crystal lagoon community, you'll have access to amenities including white-sand beaches, waterslides, kayaking, paddleboarding, swim up bar, clubhouse dining, tennis, pickleball, putting green, dog splash park, playground, gym & year-round recreation. Also a quick golf cart ride to all amenities. With a prime waterfront setting, this townhome offers a special opportunity to enjoy the Florida lifestyle.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$1,603

Property taxesest. at asking price, St. Johns County$391

HOAbilled monthly$217

Estimated total, before insurance$2,211/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$294,000

Down Payment: 20%

$58,800

Interest Rate: 7.24%

Loan Term

Monthly Payment

$1,603

Principal & Interest: $1,603

Property taxes (est.): $391

Insurance (est.): $196

Estimated Total Monthly

$2,190

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (north)
26 min drive · 70 parking spaces
Closest park or preserve
Gourd Island Conservation Area
9 min drive · 3.3 mi of trails
Closest public boat ramp
Hood Landing Public Boat Ramp
about 7 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launch
about 6 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Durbin Crossing Park
15 min drive · Baseball, Football, Lacrosse, Softball, Track, Soccer
Closest grocery store
Publix
5 min drive · 835 Cr 210 W, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 7, 2026Price change$294,000−$5,000
Jul 31, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $212/sq ft; this home is listed at $182/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
111 Tamar Court, St. Johns, FL 32095Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY	Oct 2026	$352,000	$254	3/2	1,388	10	0.7
201 Talulla Trail, St. Augustine, FL 32095Listed by EXP REALTY LLC	Sep 2026	$253,500	$210	2/2.5	1,210	106	0.8
119 Talulla Trail, St. Augustine, FL 32095Listed by COLDWELL BANKER VANGUARD REALTY	Sep 2026	$257,000	$212	2/2.5	1,210	76	0.8
371 Tamar Court, St. Augustine, FL 32095Listed by REAL BROKER LLC	Sep 2026	$360,000	$259	3/2	1,388	87	0.8
170 Talulla Trail, St. Augustine, FL 32095Listed by LUXURY PROPERTY SERVICES GROUP	Jul 2026	$252,000	$208	2/2.5	1,210	118	0.8
223 Talulla Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Jul 2026	$255,000	$211	2/2.5	1,210	113	0.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$294,000

Price / Sq Ft$182

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,611

Acres0.06 acres

Year Built2021

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

School Information

Zoned elementaryLakeside Academy

Zoned middleLakeside Academy

Zoned highBeachside High School

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.

Reported elementaryLakeside Academy

Reported middleLakeside Academy

Reported highBeachside

Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address31 Boracay Circle, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size2,613.6 sq ft

Parcel Number0237201300

ZoningResidential

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, Tennis Court(s), Trash

Community FeaturesSidewalks, Street Lights, Restaurant

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Upper Level

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Patio, Screened

RoofShingle

ConstructionFrame, Stucco

Road SurfaceAsphalt

Additional Information

Date ListedJuly 31, 2026

Days on Market91

HOA Fees$217.33 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesInsurance, Maintenance Grounds, Pest Control

Listing TermsCash, Conventional, FHA, USDA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Beachwalk

Beachwalk is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

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