Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Beachwalk, St. Johns — a home near Beachside High School.

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Active

Active·Listed today·Beachwalk

31 Boracay Circle

St. Johns, FL 32259

$299,000$186/sqftEst. $1,525/moMLS# 2157900

Beds

Baths

1,611

Sq Ft

2021

Built

Garage

Pool

About this home

Beachwalk

Waterfront Living at Its Finest in Beachwalk. Experience the perfect blend of luxury, tranquility & resort-style living in this beautifully appointed 2-bedroom, 2.5-bath townhome located in the maintenance free community of Grand Isles. Perfectly positioned on one of the community's most desirable lots, home overlooks an expansive pond with a breathtaking long-water view that feels more like your own private lake. Home has a spacious primary suite w/walk in closet and bath w/oversized shower & dbl vanity. Second bedroom has its own en suite bath. As part of Beachwalk's stunning 14-acre crystal lagoon community, you'll have access to amenities including white-sand beaches, waterslides, kayaking, paddleboarding, swim up bar, clubhouse dining, tennis, pickleball, putting green, dog splash park, playground, gym & year-round recreation. Also a quick golf cart ride to all amenities. With a prime waterfront setting, this townhome offers a special opportunity to enjoy the Florida lifestyl

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,525

Principal & Interest: $1,525

Property taxes (est.): $398

Insurance (est.): $199

Estimated Total Monthly

$2,122

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,525

Property taxesest. at asking price, St. Johns County$398

HOAbilled monthly$217

Estimated total, before insurance$2,140/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 31, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000

Price / Sq Ft$186

Bedrooms2

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,611

Acres0.06 acres

Year Built2021

TypeResidential

Sub-TypeTownhouse

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address31 Boracay Circle, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size2,613.6 sq ft

Parcel Number0237201300

ZoningResidential

Amenities

AmenitiesBeach Access, Clubhouse, Dog Park, Fitness Center, Pickleball, Playground, Tennis Court(s), Trash

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile

# of Stories2

LaundryElectric Dryer Hookup, In Unit, Upper Level