Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in The Woods, Jacksonville — a gated community home in Jacksonville.

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Active Under Contract

Active Under Contract·2 days on market·The Woods

2494 The Woods Drive E

Jacksonville, FL 32246

$434,900$235/sqftEst. $2,243/moMLS# 2158190

Beds

Baths

1,850

Sq Ft

1994

Built

Garage

Pool

About this home

The Woods

Step inside this welcoming 1850 sq. ft. single-level home nestled in the gated, highly sought-after community of The Woods. This 3 bed / 2 bath residence boasts tile throughout (no carpet), formal living and dining rooms, and a spacious family room with vaulted ceiling, wood-burning fireplace, and peaceful pond views. The open kitchen overlooks a casual dining nook, includes a pantry, and flows seamlessly to the screened patio-perfect for indoor/outdoor living. The generous primary en-suite features dual vanities and a sliding door to the screened patio for easy morning coffee or evening relaxation. Practical conveniences include indoor laundry with front-load washer and dryer on pedestals plus a utility sink, and HVAC installed in 2022. Garage cabinets convey. ALL appliances sold ''as-is'' (kitchen ice-maker does not work). Termite bond in place. Separate irrigation meter. Enjoy exceptional community amenities: Olympic-size pool, kiddie pool, walking/biking trails

Cost to own

Mortgage calculator

Home Price

$434,900

Down Payment: 20%

$86,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,243

Principal & Interest: $2,243

Property taxes (est.): $710

Insurance (est.): $290

Estimated Total Monthly

$3,243

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,243

Property taxesest. at asking price, Duval County$710

HOAbilled monthly$165

Estimated total, before insurance$3,118/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$2,876/yr · $240/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2024 property taxes (current owner): $2,876/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1994)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,637 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 8, 2026Active Under Contract$434,900
Aug 6, 2026Active$434,900
Aug 1, 2026Listed$434,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$434,900

Price / Sq Ft$235

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,850

Acres0.22 acres

Year Built1994

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesNorthwest

School Information

ElementaryAlimacani

MiddleDuncan Fletcher

HighSandalwood

Community Information

Address2494 The Woods Drive E, Jacksonville, FL 32246

Area025-Intracoastal West-North Of Beach Blvd

SubdivisionThe Woods

CityJacksonville

CountyDuval

StateFL

Zip Code32246

Lot Size9,583.2 sq ft

Parcel Number1674447530

ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Gated, Jogging Path, Management - Full Time, Management- On Site, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringTile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryIn Unit

SecuritySmoke Detector(s)