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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Woods, Jacksonville.

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Active·52 days on market·The Woods

13024 Bent Pine Court E

Jacksonville, FL 32246

$364,900$180/sqftEst. $2,005/mo mortgageMLS# 2162786
↓ $5,000 below original list
3
Beds
2
Baths
2,024
Sq Ft
1978
Built
—
Garage
No
Pool

6 more homes for sale in The Woods →Search The Woods on the map

FEMA Zone XHOA $160/mo6,534 sqft lotSingle Family Residence1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Woods

Grab this deal before its gone --Bring your vision to this spacious 3-bedroom, 2-bath home in The Woods, one of Jacksonville's established gated communities. Offering approximately 2,024 square feet, the home features a flexible floor plan with an additional bonus room currently used as a sleeping area--ideal for a home office, guest retreat, playroom, or hobby space. Additional features include dry-storage space and a screened rear porch overlooking a peaceful pond. This property is being sold strictly as-is and is ready for renovation, creating an excellent opportunity to build sweat equity, customize a home to your personal style, hold as a long-term investment, or complete a fix-and-flip project. With generous square footage, a pond-front setting, and a desirable gated-community location, this property offers compelling potential for the right buyer.

Next steps in The Woods

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,005
Property taxesest. at asking price, Duval County$596
HOAbilled monthly$160
Estimated total, before insurance$2,761/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,972/yr · $498/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$364,900
$72,980
Loan Term
Monthly Payment
$2,005
Principal & Interest: $2,005
Property taxes (est.): $596
Insurance (est.): $243
Estimated Total Monthly
$2,844
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,739 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,972/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 16, 2026Price change$364,900−$5,000
  • Aug 31, 2026Listed$369,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $180/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13020 Medford Lane, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$349,000$2383/21,464280.6
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.7
13130 Everett Court E, Jacksonville, FL 32225Listed by FLORIDA HOMES REALTY & MTG LLCSep 2026$340,000$2283/21,488180.7
13438 Aquiline Road, Jacksonville, FL 32224Listed by FLUID REALTY, LLC.Sep 2026$595,000$2404/22,480870.9
13353 Dijon Drive E, Jacksonville, FL 32225Listed by MOMENTUM REALTYSep 2026$440,000$2783/21,584580.9
2388 Covington Creek Drive W, Jacksonville, FL 32224Listed by MOMENTUM REALTYOct 2026$540,000$2623/22,06341

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$364,900
Price / Sq Ft$180
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,024
Acres0.15 acres
Year Built1978
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address13024 Bent Pine Court E, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionThe Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size6,534 sq ft
Parcel Number1674441028
ZoningResidential

Amenities

UtilitiesElectricity Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached

Interior

AppliancesDishwasher, Dryer, Electric Cooktop, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne

Additional Information

Date ListedSeptember 1, 2026
Days on Market33
HOA Fees$160 / Monthly
HOA FrequencyMonthly
Tax Amount$5,971.69
Tax Year2025
Listing TermsCash
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HASSLE-FREE REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Woods

The Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all The Woods homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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