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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Bentwater Place, Jacksonville — a home near Sandalwood High School.

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Active Under Contract

Active Under Contract·136 days on market·Bentwater Place

2599 Bentshire Drive

Jacksonville, FL 32246

$434,800$259/sqftEst. $2,389/mo mortgageMLS# 2150473
↓ $4,700 below original list
3
Beds
2
Baths
1,681
Sq Ft
2005
Built
2
Garage
No
Pool

3 more homes for sale in Bentwater Place →Search Bentwater Place on the map

FEMA Zone XHOA $29/mo7,841 sqft lotSingle Family Residence1 story

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Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Bentwater Place

Move-In Ready, Thoughtfully Upgraded, and Ready for Its Next Chapter! Low-rate ASSUMABLE loan. Newer roof. Extended deck. Garden space. Shed. All appliances included. All that's missing is a new family to call this 2005 built home their own. Welcome home to this beautifully maintained property offering the perfect blend of comfort, functionality, and value. Major improvements have already been completed, including a roof that is only 3 years old, providing peace of mind for years to come. Inside, you'll find a spacious and inviting layout enhanced by numerous craftsmanship upgrades and thoughtful touches throughout. Making your move seamless and stress-free. Enjoy a backyard built for entertaining with an extended deck, storage shed, and garden space perfect for growing your own fruits, vegetables, and herbs. Conveniently located near the beach, Mayo Clinic, Mayport, shopping, dining, and major highways.

Next steps in Bentwater Place

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$2,389
Property taxesest. at asking price, Duval County$710
HOAbilled annually$29
Estimated total, before insurance$3,129/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,117/yr · $343/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$434,800
$86,960
Loan Term
Monthly Payment
$2,389
Principal & Interest: $2,389
Property taxes (est.): $710
Insurance (est.): $290
Estimated Total Monthly
$3,389
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,804 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$359,007$202,249—
2024$344,875$195,842—
2023$341,898$188,682—
2022$319,447$181,731—
2021$236,717$174,982—
2020$221,876$171,876—

2025 property taxes (current owner): $4,117/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 20, 2026Active Under Contract$434,800
  • Jul 14, 2026Price change$434,800−$4,700
  • Jun 13, 2026Listed$439,500

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $266/sq ft; this home is listed at $259/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2631 Bentshire Drive, Jacksonville, FL 32246Listed by FLUID REALTY, LLC.Oct 2026$490,000$2544/21,932320.1
12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC.Sep 2026$420,000$2863/21,469290.3
3121 Brettungar Drive, Jacksonville, FL 32246Listed by PURSUIT REAL ESTATE, LLCSep 2026$690,000$3213/32,15220.8
13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTSSep 2026$365,000$1893/21,9351350.9
12763 Caribou Court, Jacksonville, FL 32246Listed by KST GROUP LLCOct 2026$340,000$2402/21,41661.1
2098 Forest Gate Drive E, Jacksonville, FL 32246Listed by DJ & LINDSEY REAL ESTATEOct 2026$545,000$2664/22,05241.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$434,800
Price / Sq Ft$259
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,681
Total Structure Area2,157 sq ft
Acres0.18 acres
Year Built2005
TypeResidential
Sub-TypeSingle Family Residence
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryAbess Park
MiddleKernan

Community Information

Address2599 Bentshire Drive, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionBentwater Place
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size7,840.8 sq ft
Parcel Number1652835055
ZoningResidential

Amenities

UtilitiesCable Available
Water SourcePublic
ParkingGarage

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedJune 13, 2026
Days on Market136
HOA Fees$353 / Annually
HOA FrequencyAnnually
Tax Amount$4,117.29
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ERA ONETEAM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Bentwater Place

Bentwater Place is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all Bentwater Place homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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