This home is in Jacksonville.
$430,000Active Under Contract3 bd · 2 ba · 1,575 sq ft
Active Under Contract·45 days on market
13849 Jeremiah Road
Jacksonville, FL 32224

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Pride of ownership shines throughout this exceptionally maintained home--truly one of the best-kept homes you will find! From the moment you step inside, it's clear this property has been thoughtfully cared for and is ready for its next owner to simply move in and enjoy. The updated kitchen serves as the heart of the home, offering a fresh, inviting space for everyday living and entertaining. An electric fireplace adds warmth and character to the living area, while a water softener and hurricane shutters provide added comfort and peace of mind. Major updates include a new roof installed in 2024 and an HVAC system from 2016. Outside, enjoy a quiet, established and walkable neighborhood where neighbors take pride in their community. The location is hard to beat--just minutes from dining, shopping and everyday conveniences, while being only 10 minutes from the beach, Mayo Clinic, St. Johns Town Center & UNF. The home is also zoned for highly rated Chets Creek Elementary School
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2024 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
13th Ave Nabout 4 mi · 25 parking spaces
Closest park or preserve
Dutton Island Preserveabout 4 mi · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Castaway Island Preserve Kayak Dockabout 1 mi · Atlantic Intercoastal Waterway
Closest youth league fields
Patton Parkabout 0.7 mi · Soccer
Closest grocery store
Targetabout 0.6 mi · 13740 Beach Blvd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $3,883/yr
Estimated taxes if purchased at asking price: ~$8,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Active Under Contract$430,000
- Sep 17, 2026Listed$430,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $286/sq ft; this home is listed at $273/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13015 Bentwater Drive, Jacksonville, FL 32246Listed by FUTURE HOME REALTY INC | Sep 2026 | $379,000 | $210 | 3/2 | 1,805 | 106 | 0.7 |
| 14203 Hampton Falls Drive N, Jacksonville, FL 32224Listed by EAST COAST REALTY | Sep 2026 | $359,900 | $286 | 3/2 | 1,257 | 54 | 0.8 |
| 12887 Bentwater Drive, Jacksonville, FL 32246Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $420,000 | $286 | 3/2 | 1,469 | 29 | 0.9 |
| 13234 S Companion Circle, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS | Sep 2026 | $365,000 | $189 | 3/2 | 1,935 | 135 | 0.9 |
| 2631 Bentshire Drive, Jacksonville, FL 32246Listed by FLUID REALTY, LLC. | Oct 2026 | $490,000 | $254 | 4/2 | 1,932 | 32 | 1.1 |
| 13253 Mendenhall Place, Jacksonville, FL 32224Listed by COMPASS FLORIDA LLC | Oct 2026 | $392,750 | $302 | 3/2 | 1,301 | 97 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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