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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in The Woods, Jacksonville — a gated community home in Jacksonville.

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Active

$445,0003 bd · 3 ba · 1,995 sq ft

Active·53 days on market·The Woods

13004 Twin Pines Circle S

Jacksonville, FL 32246

$445,000$223/sqftEst. $2,412/mo mortgageMLS# 2166038
3
Beds
3
Baths
1,995
Sq Ft
1980
Built
2
Garage
No
Pool

5 more homes for sale in The Woods →Search The Woods on the map

FEMA Zone XHOA $160/mo0.50 acresSingle Family Residence2 stories

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Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

The Woods

Welcome to The Woods! This updated 3-bedroom, 3-bath home offers nearly 2,000 sq. ft. of comfortable living in one of Jacksonville's sought-after gated communities. Step inside to an inviting layout featuring updated bathrooms, stylish flooring and a cozy fireplace. Out back, enjoy a fenced yard and covered, screened patio--perfect for relaxing, entertaining or enjoying Florida evenings. The Woods offers 24-hour gated security plus fantastic amenities including a community pool, tennis and pickleball courts, basketball courts, playground, dog park, walking trails and more! And the location? Hard to beat! You're just minutes from Jacksonville's beaches, shopping, dining and entertainment. Come see why this could be the one--schedule your showing today!

Next steps in The Woods

FollowNew The Woods homes the day they list, by email · free

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$2,412
Property taxesest. at asking price, Duval County$728
HOAbilled monthly$160
Estimated total, before insurance$3,300/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,632/yr · $553/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$445,000
$89,000
Loan Term
Monthly Payment
$2,412
Principal & Interest: $2,412
Property taxes (est.): $728
Insurance (est.): $297
Estimated Total Monthly
$3,437
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: Shingle — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,724 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

Last sold: $300,000 in February 2025(county public record, not MLS data)

YearMarket valueTaxable valueChange
2026$355,532$355,532—
2025$353,202$353,202—
2024$343,632$52,100—
2023$325,454$47,670—
2022$294,566$43,369▲ $38,548
2021$216,282$39,194—
2020$206,691$62,273▲ $5,000

2025 property taxes (current owner): $6,632/yr

Estimated taxes if purchased at asking price: ~$8,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 22, 2026Listed$445,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $250/sq ft; this home is listed at $223/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
2106 Indian Springs Drive, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYNov 2026$305,000$2113/21,448120.4
12785 Maricopa Way, Jacksonville, FL 32246Listed by HONEYCOMB REALTY LLCNov 2026$415,000$1974/32,1041740.5
12763 Caribou Court, Jacksonville, FL 32246Listed by KST GROUP LLCOct 2026$340,000$2402/21,41660.5
13514 Las Brisas Way N, Jacksonville, FL 32224Listed by NEXTHOME ENDLESS SUMMEROct 2026$478,000$2503/21,91540.6
12966 Medford Lane, Jacksonville, FL 32225Listed by BACHMANN HOMES REALTY, LLCOct 2026$428,000$2553/21,67850.7
12920 Beautyberry Circle S, Jacksonville, FL 32246Listed by COASTAL HOMES REALTYOct 2026$695,000$2944/32,36650.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$445,000
Price / Sq Ft$223
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,995
Acres0.50 acres
Year Built1980
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address13004 Twin Pines Circle S, Jacksonville, FL 32246
Area025-Intracoastal West-North Of Beach Blvd
SubdivisionThe Woods
CityJacksonville
CountyDuval
StateFL
Zip Code32246
Lot Size21,780 sq ft
Parcel Number1674441112

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Dog Park, Jogging Path, Maintenance Grounds, Management- On Site, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesGated
UtilitiesCable Available, Electricity Available, Water Available
Water SourcePublic
ParkingGarage

Interior

AppliancesDishwasher, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Exterior

RoofShingle

Additional Information

Date ListedSeptember 22, 2026
Days on Market53
HOA Fees$160 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Security
Tax Amount$6,632.23
Tax Year2025
Listing TermsCash, Conventional, FHA, Owner May Carry, Private Financing Available, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ALIGN RIGHT REALTY HORIZONS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About The Woods

The Woods is a neighborhood in Jacksonville, FL (Duval County), ZIP 32246.

View all The Woods homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines