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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Wingfield Glen, St. Augustine — a waterfront home in St. Johns County.

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Sold

Sold·Closed Jul 30, 2026·56 days on market·Recent sales in Wingfield Glen·Wingfield Glen

951 Churchhill Lane

St. Augustine, FL 32092

$425,000sold priceListed at $439,000 · 96.8% of asking$222/sqftMLS# 2146640
4
Beds
2
Baths
1,914
Sq Ft
2004
Built
2
Garage
No
Pool

3 more homes for sale in Wingfield Glen →Search Wingfield Glen on the map

FEMA Zone XHOA $38/mo7,841 sqft lotWaterfrontSingle Family Residence1 story

About this home

Wingfield Glen

**$5,000 Seller Concession Available + Assumable loan opportunity at 3.875%** Beautifully updated and move-in ready, this 4-bedroom, 2-bath home in the desirable Wingfield Glen community offers stylish upgrades, impressive curb appeal, and a highly convenient St. Augustine location close to everything Northeast Florida has to offer. Filled with natural light, the open-concept layout features soaring ceilings, elegant porcelain tile flooring throughout the primary living spaces, and freshly professionally painted entry, family, kitchen, and living rooms (2026). A stunning upgraded front entry creates a memorable first impression with decorative beveled glass sidelights and transom windows that add both architectural elegance and abundant natural light. The remodeled primary suite (2022) offers a spa-inspired retreat The updated kitchen is designed for both everyday living and entertaining, showcasing granite countertops, glass tile backsplash, stainless steel appliances, and a spacio

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,354
Property taxesest. at asking price, St. Johns County$566
HOAbilled annually$38
Estimated total, before insurance$2,958/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,734/yr · $228/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$425,000
$85,000
Loan Term
Monthly Payment
$2,354
Principal & Interest: $2,354
Property taxes (est.): $566
Insurance (est.): $283
Estimated Total Monthly
$3,203
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$315,674$166,228—
2024$315,530$160,836—
2023$328,317$154,695—
2022$311,089$148,733—
2021$211,683$142,945—
2020$190,281$140,281—

2025 property taxes (current owner): $2,734/yr

Estimated taxes if purchased at asking price: ~$6,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 31, 2026Closed$439,000
  • Jul 17, 2026Active Under Contract$439,000
  • May 22, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $221/sq ft; this home is listed at $229/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
741 New Wales Lane, St. Augustine, FL 32092Listed by AIM REALTY OF JACKSONVILLEJul 2026$395,000$2273/21,741790.3
308 Diana Court, St. Augustine, FL 32092Listed by JPAR CITY AND BEACHAug 2026$430,250$2164/21,995980.4
424 Queen Anne Court, St. Augustine, FL 32092Listed by WATSON REALTY CORPAug 2026$440,000$1934/32,276810.4
63 Gourd Island Way, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$462,500$2213/2.52,091680.9
211 Jennie Lake Court, St. Augustine, FL 32095Listed by MOXII PRO REALTYJul 2026$445,000$2073/22,151190.9
136 Ashley Lake Court, St. Augustine, FL 32095Listed by RE/MAX SPECIALISTSJul 2026$515,000$2483/22,080291.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$439,000
Price / Sq Ft$229
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,914
Total Structure Area2,760 sq ft
Acres0.18 acres
Year Built2004
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address951 Churchhill Lane, St. Augustine, FL 32092
Area304- 210 South
SubdivisionWingfield Glen
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size7,840.8 sq ft
Parcel Number0264460720
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener, Off Street
ViewPond, Trees/Woods, Water
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac
Patio / PorchFront Porch, Patio
FencingBack Yard, Wood
RoofShingle
ConstructionComposition Siding, Frame, Stucco
Other StructuresShed(s)
Road SurfacePaved

Additional Information

Date ListedMay 22, 2026
Days on Market56
HOA Fees$458 / Annually
HOA FrequencyAnnually
HOA NameWingfield Glen
Tax Amount$2,734.19
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOUSE & HAVEN

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Wingfield Glen

Wingfield Glen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Wingfield Glen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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