This home is in Wingfield Glen, St. Augustine.

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Active

Active·55 days on market·Wingfield Glen

951 Churchhill Lane

St. Augustine, FL 32092

$439,000$229/sqftEst. $2,337/moMLS# 2146640

Beds

Baths

1,914

Sq Ft

2004

Built

Garage

Pool

About this home

Wingfield Glen

**$5,000 Seller Concession Available + Assumable loan opportunity at 3.875%** Beautifully updated and move-in ready, this 4-bedroom, 2-bath home in the desirable Wingfield Glen community offers stylish upgrades, impressive curb appeal, and a highly convenient St. Augustine location close to everything Northeast Florida has to offer. Filled with natural light, the open-concept layout features soaring ceilings, elegant porcelain tile flooring throughout the primary living spaces, and freshly professionally painted entry, family, kitchen, and living rooms (2026). A stunning upgraded front entry creates a memorable first impression with decorative beveled glass sidelights and transom windows that add both architectural elegance and abundant natural light. The remodeled primary suite (2022) offers a spa-inspired retreat The updated kitchen is designed for both everyday living and entertaining, showcasing granite countertops, glass tile backsplash, stainless steel appliances, and a spacio

Cost to own

Mortgage calculator

Home Price

$439,000

Down Payment: 20%

$87,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,231

Principal & Interest: $2,231

Est. Taxes & Insurance: $558

Estimated Total Monthly

$2,789

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,337

Property taxesest. at asking price, St. Johns County$584

HOAbilled annually$38

Estimated total, before insurance$2,959/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$315,674	$166,228	—
2024	$315,530	$160,836	—
2023	$328,317	$154,695	—
2022	$311,089	$148,733	—
2021	$211,683	$142,945	—
2020	$190,281	$140,281	—

2025 property taxes (current owner): $2,734/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

May 22, 2026Listed$439,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,000

Price / Sq Ft$229

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,914

Total Structure Area2,760 sq ft

Acres0.18 acres

Year Built2004

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address951 Churchhill Lane, St. Augustine, FL 32092

Area304- 210 South

SubdivisionWingfield Glen

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size7,840.8 sq ft

Parcel Number0264460720

ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener, Off Street

ViewPond, Trees/Woods, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup