This home is in Jacksonville.

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Active

Active·Listed today

7800 Point Meadows Drive 1514

Jacksonville, FL 32256

$169,000$139/sqftEst. $862/moMLS# 2157402

Beds

Baths

1,219

Sq Ft

2000

Built

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully updated 2 bed, 2 bath condo in the gated community of The Reserve at Pointe Meadows! This first-floor unit includes a rare detached *ONE CAR GARAGE*. The updated kitchen features granite countertops with a breakfast bar and stainless-steel appliances. Engineered flooring flows through the spacious, open layout, and home has a private patio and storage closet. Enjoy resort-style amenities including a large pool, cabana, fitness center, clubhouse, indoor basketball court, and car-wash area. Conveniently located minutes from UNF, St. Johns Town Center, Mayo Clinic, and Jacksonville's beaches.

Cost to own

Mortgage calculator

Home Price

$169,000

Down Payment: 20%

$33,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$862

Principal & Interest: $862

Property taxes (est.): $276

Insurance (est.): $113

Estimated Total Monthly

$1,250

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$862

Property taxesest. at asking price, Duval County$276

HOAbilled monthly$471

Estimated total, before insurance$1,609/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$520/yr · $43/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $520/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History