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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Atlantic Coast High School.

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Active

$170,0002 bd · 2 ba · 1,244 sq ft

Active·53 days on market

7800 Point Meadows Drive Unit # 1232

Jacksonville, FL 32256

$170,000$137/sqftEst. $921/mo mortgageMLS# 2166022
2
Beds
2
Baths
1,244
Sq Ft
2000
Built
—
Garage
No
Pool
FEMA Zone XHOA $537/moCondominium3 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Welcome to The Reserve at Point Meadows, a gated community. This property comes with a home warranty for peace of mind. The property is centrally located off the Gate Parkway, minutes away from the Upscale Town Center shopping mall and restaurants. It's also close to Mayo Clinic and other hospitals, UNF, major highways, Beaches, and a few companies' headquarters. This 2-bedroom, 2-bath condo is on the 3rd floor as an end unit. The property sits on a pond, offering beautiful pond views and water fountains; two balconies by the main door bring plenty of natural light and a cool breeze. Enjoy your morning coffee or evening drink on the balcony. Each bedroom has a walk-in closet, and the condo offers plenty of storage throughout. New Whirlpool appliances. Laundry room with washer and dryer. Roommate-friendly floor plans. Vaulted high ceiling in the living room. Pet-friendly community. Elementary and middle school within walking distance.

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.18% · 30yr$921
Property taxesest. at asking price, Duval County$278
HOAbilled monthly$537
Estimated total, before insurance$1,737/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,328/yr · $194/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$170,000
$34,000
Loan Term
Monthly Payment
$921
Principal & Interest: $921
Property taxes (est.): $278
Insurance (est.): $113
Estimated Total Monthly
$1,313
*30-year loan at 7.18% APR (avg 30-yr rate 2026-11-05, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,323 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

As of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields, read at the listing’s map pin or, on lots of an acre or more, across the county parcel (state cadastral). A zone shown for part of a lot may not be where the home stands. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$137,000$125,308▼ $22,000
2025$159,000$113,917▼ $11,000
2024$170,000$103,561—
2023$186,500$94,147—
2022$155,500$85,589—
2021$117,000$77,809—
2020$114,500$70,736—

2025 property taxes (current owner): $2,328/yr

Estimated taxes if purchased at asking price: ~$3,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Sep 22, 2026Listed$170,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $260/sq ft; this home is listed at $137/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1050 Hendricks Avenue 103, Jacksonville, FL 32207Listed by LA ROSA REALTY JACKSONVILLE, LLC.Jun 2026$202,888$2281/1888800.4
1478 Riverplace Boulevard 1107, Jacksonville, FL 32207Listed by DOGWOOD REALTYAug 2026$324,000$2442/21,32990.6
1478 Riverplace Boulevard 507, Jacksonville, FL 32207Listed by WARREN & COMPANYJun 2026$345,000$2602/21,32970.6
838 Cedar Street 838, Jacksonville, FL 32207Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYMay 2026$280,000$2802/11,000500.6
1533 Le Baron Avenue 1533, Jacksonville, FL 32207Listed by THE LEGENDS OF REAL ESTATEJul 2026$300,000$2252/21,3322960.7
1431 Riverplace Boulevard 2307, Jacksonville, FL 32207Listed by DOOR INVESTMENT LLCJun 2026$490,000$3512/21,3973770.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$170,000
Price / Sq Ft$137
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,244
Year Built2000
TypeResidential
Sub-TypeCondominium
StyleOther
StatusActive
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address7800 Point Meadows Drive Unit # 1232, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionThe Reserve At Pointe Meadows Condo
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Parcel Number1677457554
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Car Wash Area, Children's Pool, Clubhouse, Fitness Center, Gated, Maintenance Grounds, Management - Full Time, Management- On Site
Community FeaturesSidewalks, Street Lights, Gated
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOn Street
ViewPond

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath, Primary Bathroom - Tub with Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories3
LevelsThree Or More
LaundryIn Unit
SecurityFire Sprinkler System, Security Gate, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 22, 2026
Days on Market53
HOA Fees$537.22 / Monthly
HOA FrequencyMonthly
HOA NameRivercity Management
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Sewer, Trash
Tax Amount$2,327.58
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

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