Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active·2 days on market

86211 Weldon Avenue

Yulee, FL 32097

$395,500$297/sqftEst. $2,017/moMLS# 2157261

Beds

Baths

1,332

Sq Ft

1972

Built

Garage

Pool

About this home

Yulee

Rare Double Lot Opportunity in the Heart of Yulee! Bring your vision and unlock the potential of this unique property! Situated on a rare double lot, this home is ready for a complete renovation, offering the perfect opportunity to create a home tailored to your style instead of settling for a cookie-cutter subdivision home. Built with concrete block during a time when quality craftsmanship was the standard, this property is ready for its next chapter. Qualified buyers may be able to finance both the purchase and renovations through a Conventional HomeStyle® Renovation Loan or FHA 203(k) Renovation Loan. Oversized properties like this are becoming increasingly difficult to find in Yulee, especially in such a convenient location. Property Highlights: Rare double lot with the adjoining lot having its own parcel. Dead end road. Potential to build a second home, guest house, mother-in-law suite, workshop, or other improvements (subject to buyer verification with Nassau County).

Cost to own

Mortgage calculator

Home Price

$395,500

Down Payment: 20%

$79,100

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,017

Principal & Interest: $2,017

Property taxes (est.): $546

Insurance (est.): $264

Estimated Total Monthly

$2,826

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,017

Property taxesest. at asking price, Nassau County$546

Estimated total, before insurance$2,563/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1972)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,639 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History