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Active

Active·163 days on market

19514 N County Road 225

Gainesville, FL 32609

$384,000$163/sqftEst. $1,980/moMLS# 2131958

Beds

Baths

2,356

Sq Ft

2004

Built

—

Garage

Pool

About this home

Gainesville

TEN ACRES - Spacious 4BR/2BA mobile home offering 2,356 sq ft on 10 beautiful acres shaded by mature trees. The large living room opens to the kitchen and dining area, creating a great flow for everyday living and entertaining. Split floor plan provides privacy, plus an additional bonus room with a fireplace--ideal for a den, office, or flex space. Enjoy the full-length back deck overlooking fenced pastureland for horses or livestock. Property features two wells, a barn with two stalls and tack room, and a second dwelling (single-wide mobile currently used for storage) offering added potential. A rare opportunity to create your own mini farm or country retreat with room to grow and make it your own.

Cost to own

Mortgage calculator

Home Price

$384,000

Down Payment: 20%

$76,800

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,980

Principal & Interest: $1,980

Insurance (est.): $256

Estimated Total Monthly

$2,236

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,980

Estimated total, before insurance$1,980/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2004)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,394 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History