Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Trailmark, St. Augustine — a home near Tocoi Creek High School.

Photo 1 / 103
Active

Active·92 days on market·Trailmark

785 Back Creek Drive

St. Augustine, FL 32092

$949,900$324/sqftEst. $5,220/mo mortgageMLS# 2156969
4
Beds
3
Baths
2,936
Sq Ft
2024
Built
3
Garage
Yes
Pool

40 more homes for sale in Trailmark →Search Trailmark on the map

FEMA Zone XHOA $10/mo11,326 sqft lotSingle Family Residence1 story

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 709-7917 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Trailmark

Welcome to 785 Back Creek Drive in TrailMark Estates. Located in the highly sought after ST. John's county. This one of a kind exceptional 2024 built home blends fresh, modern style with everyday comfort. This open and spacious 4-bedroom, 3-bath floor plan offers room to grow, gather, and unwind, all set in the secluded most desirable areas of TrailMark. Step inside to soaring 10-foot ceilings & 8-foot doors throughout creating a bright, airy feel from the moment you enter this beautifully modern home. With designer touches throughout this open concept living area flows effortlessly to the kitchen and dining spaces, perfect for entertaining or relaxed family nights. Thoughtful designer upgrades elevate the experience throughout, including the primary bathroom soaking in your own private retreat with a spa like vibe. Electric window treatments add modern convenience and comfort at the touch of a button, as well as Z-blinds and custom shutters.

Next steps in Trailmark

FollowNew Trailmark homes the day they list · free, no account

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.32% · 30yr$5,220
Property taxesest. at asking price, St. Johns County$1,264
HOAbilled annually$10
Estimated total, before insurance$6,495/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,935/yr · $328/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$949,900
$189,980
Loan Term
Monthly Payment
$5,220
Principal & Interest: $5,220
Property taxes (est.): $1,264
Insurance (est.): $633
Estimated Total Monthly
$7,117
*30-year loan at 7.32% APR (avg 30-yr rate 2026-10-22, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,799 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:34 AM, sunset 6:46 PM.

  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,935/yr

Estimated taxes if purchased at asking price: ~$15,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 10, 2026Active$949,900
  • Sep 3, 2026Active Under Contract$949,900
  • Jul 24, 2026Listed$949,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $224/sq ft; this home is listed at $324/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
107 Providence Drive, St. Augustine, FL 32092Listed by VILANO CREEK VENTURES LLCSep 2026$520,000$2244/32,32520.2
62 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLCOct 2026$425,000$2064/32,0661220.5
4878 Boat Landing Drive, St. Augustine, FL 32092Listed by ROUND TABLE REALTYSep 2026$655,000$1954/3.53,359600.5
199 Osprey Mills Lane, St. Augustine, FL 32092Listed by 1 REALTY CORPSep 2026$498,000$2414/32,066200.6
144 Alderwood Place, St. Augustine, FL 32092Listed by REAL BROKER LLCAug 2026$436,000$2114/32,0661030.6
4908 Two Jakes Court, St. Augustine, FL 32092Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTOct 2026$683,000$2523/32,711250.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$949,900
Price / Sq Ft$324
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,936
Total Structure Area3,464 sq ft
Acres0.26 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Ranch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Electric Heat, Heated, Pool Sweep, Screen Enclosure
Is WaterfrontNo
Direction FacesWest

School Information

Zone sourceSt. Johns County School District attendance zones, current school year. Zones change; confirm with the district before you rely on one.
Reported elementaryPicolata Crossing
Reported middlePacetti Bay
Reported highTocoi Creek
Reported byThe listing agent, in the MLS. Where it differs from the zone, the zone wins.

Community Information

Address785 Back Creek Drive, St. Augustine, FL 32092
Area309-World Golf Village Area-West
SubdivisionTrailmark
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size11,325.6 sq ft
Parcel Number0290118360

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Natural Gas Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewPool, Protected Preserve, Trees/Woods

Interior

AppliancesDishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Freezer, Gas Water Heater, Ice Maker, Instant Hot Water, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral, Electric, Heat Pump, Hot Water, Natural Gas
CoolingCentral Air, Electric, Separate Meters
# of Stories1

Additional Information

Date ListedJuly 24, 2026
Days on Market63
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$3,934.54
Tax Year2025
Listing TermsConventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Trailmark

Trailmark is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all Trailmark homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines