This home is in Pablo Beach South, Jacksonville Beach — a home near Duncan U. Fletcher High School.
Active·130 days on market·Pablo Beach South
218 4th Avenue S
Jacksonville Beach, FL 32250
27 more homes for sale in Pablo Beach South →Search Pablo Beach South on the map
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About this home
Pablo Beach South
Turnkey and ready for its next chapter, this beautifully updated 3-bedroom, 1-bathroom cottage is located just one block from the ocean in highly desirable Jacksonville Beach. Currently operating as a successful, newly decorated short-term rental, this property is being sold fully furnished offering a seamless transition for investors or anyone seeking a move-in-ready coastal retreat. The bright and inviting layout features a cozy living room, a fully equipped kitchen with all the essential amenities, and three comfortable bedrooms that sleep up to 6 guests. Outside, you'll find a private patio/balcony area and a designated parking spot in the back for ultimate convenience. Whether you are looking for a lucrative Airbnb addition to your portfolio, a relaxing weekend getaway with loved ones, or a permanent beachside residence, this unbeatable location offers endless potential. Walk to the beach, local boutiques, and top-tier dining in minutes. Don't miss out on this coastal gem!
Next steps in Pablo Beach South
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1952)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,650 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access and league fields from this home's location.
Closest beach access
4th Ave S5 min drive · 26 parking spaces
Closest park or preserve
Dutton Island Preserve17 min drive · 1.2 mi of trails
Closest public boat ramp
Oak Harbor Boat Ramp (Restricted to shallow draft boats)about 5 mi · Atlantic ICW (Duval County)
Closest kayak & paddleboard launch
Huguenot Park Fish Management Area Hand Launchabout 0.8 mi · Huguenot Lagoon
Closest youth league fields
St. Paul's School Gym2 min drive · Basketball
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $431,408 | $431,408 | — |
| 2024 | $431,787 | $431,787 | — |
| 2023 | $439,423 | $439,423 | — |
| 2022 | $431,639 | $431,639 | — |
| 2021 | $401,570 | $367,749 | ▲ $9,942 |
| 2020 | $334,318 | $334,318 | — |
2025 property taxes (current owner): $7,957/yr
Estimated taxes if purchased at asking price: ~$20,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jun 9, 2026Listed$1,050,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $483/sq ft; this home is listed at $1,039/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 614 3rd Avenue S, Jacksonville Beach, FL 32250Listed by ROUND TABLE REALTY | Jul 2026 | $372,000 | $451 | 3/1 | 825 | 25 | 0.3 |
| 612 Lower 8th Avenue S, Jacksonville Beach, FL 32250Listed by FLUID REALTY, LLC. | Jul 2026 | $695,000 | $558 | 3/2 | 1,246 | 2 | 0.4 |
| 138 12th Avenue S, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $785,000 | $776 | 2/1.5 | 1,011 | 11 | 0.5 |
| 421 7th Street N, Jacksonville Beach, FL 32250Listed by DIAMOND LIFE REALTY LLC | Sep 2026 | $465,000 | $477 | 3/1 | 975 | 57 | 0.7 |
| 1318 6th Street S, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE | Sep 2026 | $455,000 | $474 | 2/2 | 960 | 68 | 0.7 |
| 719 4th Avenue N, Jacksonville Beach, FL 32250Listed by MOMENTUM REALTY | Jul 2026 | $585,000 | $483 | 3/2 | 1,212 | 23 | 0.7 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: JWB REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Beach South
Pablo Beach South is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines