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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Sep 11, 2026·22 days on market·Recent sales in Cordova Palms·Cordova Palms

534 Barbosa Trail

St. Augustine, FL 32095

$489,990sold priceListed at $489,990 · 100% of asking$166/sqftMLS# 2156918
5
Beds
3.5
Baths
2,956
Sq Ft
2026
Built
3
Garage
No
Pool

34 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence2 storiesNew construction

About this home

Cordova Palms

Welcome to our St Johns Community, Cordova Palms! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 630 3 car garage. The stunning Stratford, two-story home features a front porch and 5 bedrooms, 3.5 bathrooms, bonus room, offering an expansive 2,956 square feet of thoughtfully designed living space with a picture-perfect corner homesite. The master suite is conveniently located on the main floor, providing a serene retreat, while four additional bedrooms and a versatile loft & bonus room are situated upstairs. As you enter, you'll be greeted by a separate dining room or study, perfect for formal gatherings or a quiet workspace. The heart of the home features a spacious, open kitchen that seamlessly flows into the inviting family room, making it ideal for entertaining and everyday living. The loft area adds extra living space, offering endless possibilities for a game room, home office, or relaxation zone.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,714
Property taxesest. at asking price, St. Johns County$652
HOAbilled monthly$70
Estimated total, before insurance$3,436/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$489,990
$97,998
Loan Term
Monthly Payment
$2,714
Principal & Interest: $2,714
Property taxes (est.): $652
Insurance (est.): $327
Estimated Total Monthly
$3,693
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Sep 14, 2026Closed$489,990
  • Aug 15, 2026Pending$489,990
  • Aug 1, 2026Price change$489,990−$32,000
  • Jul 24, 2026Listed$521,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $191/sq ft; this home is listed at $166/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$429,990$1914/32,2481530
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$419,990$1924/32,1881610
448 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$410,000$1864/32,2011000
44 Algiers Court, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCSep 2026$437,500$1994/32,201940
547 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCAug 2026$460,000$1695/42,728480
506 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INCAug 2026$509,990$1455/33,518730

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$489,990
Price / Sq Ft$166
Bedrooms5
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,956
Year Built2026
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address534 Barbosa Trail, St. Augustine, FL 32095
Area307-World Golf Village Area-SE
SubdivisionCordova Palms
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32095
Parcel Number0725716300

Amenities

UtilitiesSewer Available
Water SourcePublic
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 24, 2026
Days on Market22
HOA Fees$70 / Monthly
HOA FrequencyMonthly
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

View all Cordova Palms homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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