Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Active

Active·90 days on market·Cordova Palms

615 Barbosa Trail

St. Augustine, FL 32095

$429,990$197/sqftEst. $2,354/moMLS# 2153978

↓ $24,000 below original list

Beds

Baths

2,188

Sq Ft

2026

Built

Garage

Pool

33 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence2 storiesNew construction

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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Cordova Palms

Welcome to our St Johns Community, Cordova Palms, Low CDD & HOA Fees. Close to shopping, 8 miles from Vilano Beach, Amazing Amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park. Lot sf 2,188. Lot 639. The Award-Winning Cambridge w/ Bonus, stone accents on a wooded homesite, 9' ceilings on first floor, 4 Bedroom, 3 bath, 2 Car Garage, beautifully designed living space and an open layout with great natural light. Home features an open floor plan, oversized café, with a great kitchen, Garden Tub w/ walk in shower and glass shower door, w/ double sinks, raised vanities, large owner's suite closet. Quartz Countertop , 42'' White kitchen cabinets, Upgraded Luxury Laminate flooring in the main areas, tile in all bathrooms, upgraded carpet. Quartz countertop on all bathrooms, Double Gas range oven w/microwave, vented to the exterior above the range, window blinds, tankless water heater, recess lights in kitchen and family room

Next steps in Cordova Palms

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$2,354

Property taxesest. at asking price, St. Johns County$572

HOAbilled monthly$70

Estimated total, before insurance$2,996/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$429,990

Down Payment: 20%

$85,998

Interest Rate: 7.28%

Loan Term

Monthly Payment

$2,354

Principal & Interest: $2,354

Property taxes (est.): $572

Insurance (est.): $287

Estimated Total Monthly

$3,212

*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 11, 2026Price change$429,990−$24,000
Jul 6, 2026Listed$453,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,990

Price / Sq Ft$197

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,188

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address615 Barbosa Trail, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionCordova Palms

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0725716390

Amenities

UtilitiesSewer Available

Water SourcePublic

ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Double Oven, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories2

Additional Information

Date ListedJuly 6, 2026

Days on Market80

HOA Fees$70 / Monthly

HOA FrequencyMonthly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

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