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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — an oceanfront home in Northeast Florida.

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Sold

Sold·Closed May 29, 2026·7 days on market·Recent sales in Amelia Island

1417 Beach Walker Road

Fernandina Beach, FL 32034

$2,195,000sold priceListed at $2,195,000 · 100% of asking$1021/sqftMLS# 2140379
3
Beds
3.5
Baths
2,150
Sq Ft
1980
Built
—
Garage
No
Pool
HOA $208/moWaterfrontCondominium2 stories

About this home

Fernandina Beach

Experience coastal resort living in this townhome-style oceanfront condo in coveted Windsong Villas of Amelia Island Plantation. This intimate community is ideal for full-time living, a vacation retreat, or rental property (7-day minimum). Beautifully remodeled, this residence offers ocean views, multiple terraces, and a warm, inviting layout for everyday living and entertaining. Built of durable concrete block with firewalls, the home features all new plumbing, electrical, and ductwork, a whole-home water filtration system, two Daikin HVAC systems, and new PGT shatterproof windows (2023). Main living spaces are on the first floor, where open living and dining areas flow to cozy covered & uncovered terraces w/travertine tile and a tranquil water feature. There is direct access from your terraces down to the community lawn and beach walk over steps away! The living room has a marble gas fireplace and a built-in bar w/wine cooler-perfect for relaxing and enjoying the view year-round!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$12,158
Property taxesest. at asking price, Nassau County$3,030
HOAbilled annually$208
Estimated total, before insurance$15,397/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$15,441/yr · $1,287/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,195,000
$439,000
Loan Term
Monthly Payment
$12,158
Principal & Interest: $12,158
Property taxes (est.): $3,030
Insurance (est.): $1,463
Estimated Total Monthly
$16,652
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,692 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $15,441/yr

Estimated taxes if purchased at asking price: ~$36,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $724/sq ft; this home is listed at $1,021/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1424 Beach Walker Road, Fernandina Beach, FL 32034Listed by CHAD AND SANDY REAL ESTATE GROUPDec 2025$935,000$4772/2.51,960430
11 Little Dunes Circle, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESMay 2026$1,282,000$6083/32,108390.1
1350 Shipwatch Circle, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYMar 2026$1,040,000$6302/21,650280.1
1549 Piper Dunes Place #1549, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESMay 2025$2,525,000$1,1783/32,144420.1
1349 Shipwatch Circle, Fernandina Beach, FL 32034Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTMay 2025$1,400,000$7803/31,79400.1
1676 Sea Dunes Place 1676, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS FIRST COAST REALTYOct 2026$1,550,000$7243/3.52,14000.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,195,000
Price / Sq Ft$1,021
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,150
Year Built1980
TypeResidential
Sub-TypeCondominium
StyleSpanish, Villa
Property ConditionUpdated/Remodeled
StatusClosed
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address1417 Beach Walker Road, Fernandina Beach, FL 32034
Area460-Amelia Island Plantation
SubdivisionWindsong Place
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Parcel Number016N29V30A14170000
ZoningResidential

Amenities

AmenitiesPool, Beach Access, Gated, Jogging Path, Park, Playground, Storage, Trash
Community FeaturesGated
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Detached Carport
ViewBeach, Ocean
Waterfront TypeOcean Front

Interior

Interior FeaturesPrimary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)
AppliancesDishwasher, Disposal, Dryer, Electric Cooktop, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Wine Cooler
HeatingCentral, Heat Pump
CoolingCentral Air, Electric
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level

Exterior

Patio / PorchCovered, Patio, Terrace
RoofTile
ConstructionBlock, Stucco
Road SurfaceAsphalt, Paved

Additional Information

Date ListedApril 16, 2026
Days on Market7
HOA Fees$2,500 / Annually
HOA FrequencyAnnually
Tax Amount$15,441.38
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 29, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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