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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in South Hampton, St. Augustine.

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Active

Active·Listed today·South Hampton

407 S Hampton Club Way

St. Augustine, FL 32092

$695,000$236/sqftEst. $3,850/moMLS# 2167750
Open house Sat, Oct 10 · 1:00 pm–3:00 pm
5
Beds
4
Baths
2,946
Sq Ft
2002
Built
2
Garage
No
Pool

13 more homes for sale in South Hampton →Search South Hampton on the map

HOA $100/mo15,246 sqft lotSingle Family Residence2 stories

See it this week

Want to walk through this home this week?

Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

South Hampton

Welcome to this beautiful home in the sought-after South Hampton community in St. Augustine, this spacious 5-bedroom, 4-bathroom home offers nearly 3,000 square feet of conditioned living space on a generous 0.35-acre lot. Built in 2002, it combines classic Florida curb appeal with a flexible, family-friendly layout. The stucco exterior and gable-hip composite shingle roof give the home a timeless look, while inside you'll find a blend of ceramic tile and hardwood flooring, central air conditioning, and plenty of room to spread out. The main level offers an open, functional footprint, and the finished upper story provides additional space ideal for a bonus room, guest suite, or private retreat. Outdoor living is a highlight. Enjoy morning coffee on the screened porch, grill out on the patio, or relax on the covered open porch, all overlooking a larger-than-average homesite with room to play, garden, or entertain. A finished attached garage adds everyday convenience and storage.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,850
Property taxesest. at asking price, St. Johns County$925
HOAbilled annually$100
Estimated total, before insurance$4,874/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,961/yr · $580/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$695,000
$139,000
Loan Term
Monthly Payment
$3,850
Principal & Interest: $3,850
Property taxes (est.): $925
Insurance (est.): $463
Estimated Total Monthly
$5,238
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:24 AM, sunset 7:04 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,961/yr

Estimated taxes if purchased at asking price: ~$11,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 8, 2026Active$695,000
  • Sep 30, 2026Listed$695,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$695,000
Price / Sq Ft$236
Bedrooms5
Bathrooms4.00
Full Baths4
Square Footage2,946
Total Structure Area3,978 sq ft
Acres0.35 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StyleCraftsman, Patio Home, Traditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address407 S Hampton Club Way, St. Augustine, FL 32092
Area304- 210 South
SubdivisionSouth Hampton
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size15,246 sq ft
Parcel Number0099725000
ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Park, Playground, Racquetball, RV/Boat Storage, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener, Other
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), In-Law Floorplan, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower
AppliancesElectric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsMulti/Split, One and One Half
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySecurity System Leased

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchScreened
FencingFull
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedOctober 8, 2026
Days on Market0
HOA Fees$1,200 / Annually
HOA FrequencyAnnually
HOA NameSouth Hampton Association
Tax Amount$6,961.05
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About South Hampton

South Hampton is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32092.

View all South Hampton homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

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Open Houses

10/10/2026

1:00 pm - 3:00 pm

10/11/2026

2:00 pm - 4:00 pm