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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Aug 7, 2026·19 days on market·Recent sales in Jacksonville

8550 Touchton Road 1032

Jacksonville, FL 32216

$175,000sold priceListed at $185,000 · 94.6% of asking$136/sqftMLS# 2155604
2
Beds
2
Baths
1,285
Sq Ft
2005
Built
1
Garage
No
Pool
FEMA Zone XHOA $712/mo436 sqft lotWaterfrontCondominium2 stories

About this home

Jacksonville

Welcome to Unit 1032 at Montreux at Deerwood Lake! A gated community in the heart of Jacksonville. This beautifully maintained third-floor condo features vaulted ceilings, abundant natural light, an open floor plan, and a screened balcony overlooking Deerwood Lake, fountains, and the gazebo. The split-bedroom layout offers two spacious primary suites with private en-suite baths and walk-in closets, plus a loft ideal for a home office or flex space. Hardwood floors, stainless steel appliances, and the wall-mounted TV all convey. A rare highlight is the the garage which is one of the largest garages in the community! Providing exceptional room for multiple vehicles, storage, a workshop, or home gym. Resort-style amenities include a pool, fitness center, clubhouse, and gated entry. Minutes from St. Johns Town Center, UNF, Mayo Clinic, Downtown Jacksonville, shopping, dining, and the beaches. Move-in ready!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$969
Property taxesest. at asking price, Duval County$286
HOAbilled monthly$712
Estimated total, before insurance$1,967/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,924/yr · $327/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$175,000
$35,000
Loan Term
Monthly Payment
$969
Principal & Interest: $969
Property taxes (est.): $286
Insurance (est.): $117
Estimated Total Monthly
$1,372
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,924/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Aug 23, 2026Closed$185,000
  • Jul 27, 2026Pending$185,000
  • Jul 16, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $136/sq ft; this home is listed at $144/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
8550 Touchton Road 1022, Jacksonville, FL 32216Listed by FLORIDA HOMES REALTY & MTG LLCAug 2026$174,000$1642/21,059460
8550 Touchton Road 218, Jacksonville, FL 32216Listed by MORGAN PROPERTY MANAGEMENTSep 2026$125,142$1182/21,05970.1
8550 Touchton Road 1521, Jacksonville, FL 32216Listed by KELLER WILLIAMS REALTY AT THE LAKESAug 2026$130,000$813/21,613830.2
4480 Deerwood Lake Parkway 236, Jacksonville, FL 32216Listed by DJ & LINDSEY REAL ESTATEOct 2026$190,000$1262/21,5092000.3
8435 Thornbush Court, Jacksonville, FL 32216Listed by ROUND TABLE REALTYSep 2026$195,000$1652/2.51,184450.3
4480 Deerwood Lake Parkway 431, Jacksonville, FL 32216Listed by REALTY ONE GROUP ELEVATEAug 2026$225,000$1363/21,649390.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$144
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,285
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontYes

Community Information

Address8550 Touchton Road 1032, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMontreux
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size435.6 sq ft
Parcel Number1541665422

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Sauna, Security, Tennis Court(s), Trash
Community FeaturesGated
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Parking Lot
ViewLake, Trees/Woods
Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump, Separate Meters
CoolingCentral Air, Electric, Separate Meters
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories2
SecurityFire Sprinkler System, Security Gate

Exterior

Exterior FeaturesBalcony
Patio / PorchScreened
RoofShingle
ConstructionFiber Cement, Frame, Stone Veneer

Additional Information

Date ListedJuly 16, 2026
Days on Market19
HOA Fees$712.13 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Pest Control, Security, Trash
Tax Amount$3,923.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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