This home is in Jacksonville.

1 / 51

Active

Active·Listed today

8550 Touchton Road 1032

Jacksonville, FL 32216

$185,000$144/sqftEst. $985/moMLS# 2155604

Beds

Baths

1,285

Sq Ft

2005

Built

Garage

Pool

About this home

Jacksonville

Welcome to Unit 1032 at Montreux at Deerwood Lake! A gated community in the heart of Jacksonville. This beautifully maintained third-floor condo features vaulted ceilings, abundant natural light, an open floor plan, and a screened balcony overlooking Deerwood Lake, fountains, and the gazebo. The split-bedroom layout offers two spacious primary suites with private en-suite baths and walk-in closets, plus a loft ideal for a home office or flex space. Hardwood floors, stainless steel appliances, and the wall-mounted TV all convey. A rare highlight is the the garage which is one of the largest garages in the community! Providing exceptional room for multiple vehicles, storage, a workshop, or home gym. Resort-style amenities include a pool, fitness center, clubhouse, and gated entry. Minutes from St. Johns Town Center, UNF, Mayo Clinic, Downtown Jacksonville, shopping, dining, and the beaches. Move-in ready!

Cost to own

Mortgage calculator

Home Price

$185,000

Down Payment: 20%

$37,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$940

Principal & Interest: $940

Est. Taxes & Insurance: $235

Estimated Total Monthly

$1,175

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$985

Property taxesest. at asking price, Duval County$302

HOAbilled monthly$712

Estimated total, before insurance$1,999/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,924/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,751 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 16, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$185,000

Price / Sq Ft$144

Bedrooms2

Bathrooms2.00

Full Baths2

Square Footage1,285

Acres0.01 acres

Year Built2005

TypeResidential

Sub-TypeCondominium

StatusActive

# of Garages1

Has PoolNo

Is WaterfrontYes

Community Information

Address8550 Touchton Road 1032, Jacksonville, FL 32216

Area022-Grove Park/Sans Souci

SubdivisionMontreux

CityJacksonville

CountyDuval

StateFL

Zip Code32216

Lot Size435.6 sq ft

Parcel Number1541665422

Amenities

AmenitiesPool, Barbecue, Basketball Court, Car Wash Area, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management- On Site, Sauna, Security, Tennis Court(s), Trash

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Water Available

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener, Parking Lot

ViewLake, Trees/Woods

Waterfront TypeLake Front

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Open Floorplan, Primary Bathroom - Tub with Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric, Heat Pump, Separate Meters

CoolingCentral Air, Electric, Separate Meters

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories2

SecurityFire Sprinkler System, Security Gate