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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Active

Active·2 days on market

8550 Touchton Road 811

Jacksonville, FL 32216

$184,900$137/sqftEst. $1,012/moMLS# 2167492
3
Beds
2
Baths
1,345
Sq Ft
2005
Built
—
Garage
No
Pool
FEMA Zone XHOA $745/mo436 sqft lotCondominium1 story

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Leave your number and I will call to set it up. Before we go I pull the flood zone and the true monthly cost, so you know what you are looking at.

Call (904) 333-8595 Text Krista

Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.

About this home

Jacksonville

Beautifully updated and conveniently located on the ground floor, this 3-bedroom, 2-bath condo offers stylish finishes and versatile living spaces. Fresh interior paint and luxury vinyl plank flooring throughout create an inviting feel, complemented by updated cabinetry, new countertops, and new bathroom vanities. The primary suite features a beautifully renovated bath with a walk-in shower. A dedicated laundry room adds everyday convenience, while the flex space offers room for a home office, reading nook, or hobby area. Enjoy beautifully maintained community grounds and an impressive array of amenities, including tennis courts, a basketball court, a gym, two pools, and a hot tub. Conveniently located near St. Johns Town Center, Mayo Clinic, and UNF, this condo combines comfortable living with easy access to shopping, dining, healthcare, and education.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.28% · 30yr$1,012
Property taxesest. at asking price, Duval County$302
HOAbilled monthly$745
Estimated total, before insurance$2,059/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,125/yr · $260/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$184,900
$36,980
Loan Term
Monthly Payment
$1,012
Principal & Interest: $1,012
Property taxes (est.): $302
Insurance (est.): $123
Estimated Total Monthly
$1,437
*30-year loan at 7.28% APR (avg 30-yr rate 2026-10-01, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,727 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of October 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,125/yr

Estimated taxes if purchased at asking price: ~$3,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Oct 2, 2026Listed$184,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$184,900
Price / Sq Ft$137
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,345
Acres0.01 acres
Year Built2005
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo

Community Information

Address8550 Touchton Road 811, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionMontreux
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size435.6 sq ft
Parcel Number1541665312
ZoningResidential

Amenities

AmenitiesPool, Other, Barbecue, Basketball Court, Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Management - Full Time, Playground, Sauna, Spa/Hot Tub, Tennis Court(s), Trash
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Electricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingUnassigned

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecurity Gate

Additional Information

Date ListedOctober 2, 2026
Days on Market2
HOA Fees$745.38 / Monthly
HOA FrequencyMonthly
HOA NameMontreux at Deer wood Lake Condominium Association
HOA Fee IncludesMaintenance Grounds, Trash
Tax Amount$3,125.3
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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