This home is in St Johns Forest, St. Johns.

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Active

Active·Listed today·St Johns Forest

189 St Johns Forest Boulevard

St. Johns, FL 32259

$1,120,000$272/sqftEst. $5,961/moMLS# 2155550

Beds

Baths

4,113

Sq Ft

2006

Built

Garage

Pool

About this home

St Johns Forest

Behind the manned gates of St. Johns Forest, this updated 6 bedroom, 4 bath residence spans more than 4,100 square feet and backs directly to a nature preserve. A private, wooded backdrop with sunset views and no rear neighbors. The home's main level features hardwood floors throughout and an extensively remodeled kitchen (2021) with quartz counters, gas range, center island, custom cabinetry and moldings. Dedicated spaces set this home apart: a private theater room with a 100-inch projection screen, a game room with wet bar, and a wine cellar. The primary suite includes a fully renovated spa-style bath (2025), and three additional baths were renovated in 2021. Generous closet space throughout keeps everything organized. The home's systems are as sound as the finishes. A new roof (2020), two new HVAC systems (2021), and a new gas water heater (2023) mean the major expenses are already handled.

Cost to own

Mortgage calculator

Home Price

$1,120,000

Down Payment: 20%

$224,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$5,693

Principal & Interest: $5,693

Est. Taxes & Insurance: $1,423

Estimated Total Monthly

$7,116

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$5,961

Property taxesest. at asking price, St. Johns County$1,490

HOAbilled quarterly$247

Estimated total, before insurance$7,699/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $7,319/yr

Estimated taxes if purchased at asking price: ~$17,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2020 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 15, 2026Listed$1,120,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,120,000

Price / Sq Ft$272

Bedrooms6

Bathrooms4.00

Full Baths4

Square Footage4,113

Acres0.31 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address189 St Johns Forest Boulevard, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionSt Johns Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size13,503.6 sq ft

Parcel Number0263311260

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Playground, Security, Tennis Court(s), Trash

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryIn Unit

SecuritySecurity Gate