Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St Johns Forest, St. Johns — a home near Beachside High School.

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Pending

Pending·45 days on market·St Johns Forest

275 Flores Way

St. Johns, FL 32259

$739,900$246/sqftEst. $3,800/moMLS# 2154771

Beds

Baths

3,003

Sq Ft

2006

Built

Garage

Pool

About this home

St Johns Forest

TAKING BACKUP OFFERS. Welcome to this meticulously maintained 4 Bed, 3 Full Bath turnkey home tucked inside prestigious 24-hour guard-gated St. Johns Forest with over $180K in updates! Ideally situated on a quiet cul-de-sac surrounded by preserve on three sides for exceptional privacy, this thoughtfully designed floor plan features open-concept living complemented by formal living and dining rooms, a versatile flex room ideal for a home office, media room, playroom, or fitness space, soaring 10-12 ft ceilings, abundant natural light, smooth walls, and rich hardwood flooring throughout. At the heart of the home, the large gourmet kitchen showcases double islands and overlooks the main living spaces, creating the perfect setting for everyday living and entertaining. Retreat to the private owner's suite featuring a luxurious spa-inspired bath and an expansive custom walk-in closet. Step outside to the impressive 800 sqft screened pavered lanai that extends your living space outdoors.

Cost to own

Mortgage calculator

Home Price

$739,900

Down Payment: 20%

$147,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$3,800

Principal & Interest: $3,800

Property taxes (est.): $985

Insurance (est.): $493

Estimated Total Monthly

$5,278

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$3,800

Property taxesest. at asking price, St. Johns County$985

HOAbilled quarterly$247

Estimated total, before insurance$5,032/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,251/yr · $521/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$504,293	$332,262	—
2024	$491,047	$322,190	—
2023	$495,295	$311,350	—
2022	$427,926	$288,619	—
2021	$340,001	$340,001	—
2020	$301,408	$187,647	—

2025 property taxes (current owner): $6,251/yr

Estimated taxes if purchased at asking price: ~$11,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,720 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 23, 2026Pending$739,900
Aug 3, 2026Active Under Contract$739,900
Jul 10, 2026Listed$739,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$739,900

Price / Sq Ft$246

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,003

Total Structure Area4,457 sq ft

Acres0.31 acres

Year Built2006

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

Gated CommunityYes

Direction FacesNorth

School Information

ElementaryLiberty Pines Academy

MiddleLiberty Pines Academy

HighBeachside

Community Information

Address275 Flores Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionSt Johns Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size13,503.6 sq ft

Parcel Number0263310320

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Gated, Management - Full Time, Management- On Site, Park, Pickleball, Playground, Security, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Electric Vehicle Charging Station(s), Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, In-Law Floorplan, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Home, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air, Multi Units

FlooringCarpet, Tile, Wood

# of Stories1

LevelsOne

Security24 Hour Security, Gated with Guard, Security Gate