This home is in Coastal Oaks, Ponte Vedra — a pool home in Nocatee.
Active·92 days on market·Coastal Oaks
485 Old Bluff Drive
Ponte Vedra, FL 32081
15 more homes for sale in Coastal Oaks →Search Coastal Oaks on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Coastal Oaks
SELLER OFFERING $20,000 CREDIT TO BUYER! Use toward a rate buy-down, closing costs, or other approved expenses. Exceptional 5-bedroom, 4-bath estate with a flex room and private office in the prestigious gated community of Coastal Oaks at Nocatee. Designed for refined everyday living and effortless entertaining, this expansive residence offers exceptional space, privacy, and indoor-outdoor living. Enter through soaring ceilings into light-filled interiors framed by walls of windows overlooking serene preserve views. The gourmet kitchen is a chef's dream, featuring premium JennAir appliances, an oversized center island, and a convenient butler's pantry. The first-floor primary suite is a private retreat, offering peaceful preserve views, generous proportions, and a luxurious spa-inspired bathroom. Outdoor living takes center stage w/an expansive covered lanai overlooking the sparkling pool and therapeutic hot tub w/ fully equipped summer kitchen, outdoor shower, and spacious backyard.
Next steps in Coastal Oaks
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2017)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,739 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
West-facing backyard — the sunset lot
The listing reports the home facing east, which puts the backyard and pool on the west side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.
- A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
- Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
- Morning coffee happens in shade; the front of the home takes the sunrise.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $12,020/yr
Estimated taxes if purchased at asking price: ~$28,700/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Jul 30, 2026Price change$1,798,500−$26,500
- Jul 15, 2026Listed$1,825,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $352/sq ft; this home is listed at $437/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 243 Old Bluff Drive, Ponte Vedra, FL 32081Listed by LOKATION | Jul 2026 | $1,302,000 | $387 | 4/3.5 | 3,362 | 4 | 0.2 |
| 203 Old Bluff Drive, Ponte Vedra, FL 32081Listed by REAL BROKER LLC | Oct 2026 | $1,740,000 | $413 | 5/4 | 4,211 | 65 | 0.3 |
| 256 Myrtle Brook Bend, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $865,000 | $257 | 5/4 | 3,366 | 10 | 0.5 |
| 281 Pelican Pointe Road, Ponte Vedra, FL 32081Listed by POINT PROPERTIES | Aug 2026 | $719,000 | $236 | 4/3 | 3,041 | 67 | 0.6 |
| 16 Perico Bay Court, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,100,000 | $352 | 4/3.5 | 3,125 | 24 | 0.8 |
| 379 Cape May Avenue, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $1,075,000 | $314 | 4/3.5 | 3,425 | 81 | 0.9 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DOUGLAS ELLIMAN FLORIDA
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Coastal Oaks
Coastal Oaks is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Coastal Oaks homes for sale →Keep looking
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines