This home is in St. Augustine.

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Active

Active·2 days on market

756 Crestwood Drive

St. Augustine, FL 32086

$329,900$207/sqftEst. $1,756/moMLS# 2155273

Beds

Baths

1,592

Sq Ft

2006

Built

Garage

Pool

About this home

St. Augustine

LOW-MAINTENANCE LIVING IN THE GATED SOUTHWOOD COMMUNITY! Enjoy the comfort of a concrete block home with the convenience of lawn maintenance included, giving you more time to enjoy everything St. Augustine has to offer. Whether you're looking for a full-time residence, a seasonal retreat, or an easy lock-and-leave home, this one checks all the boxes. Offering 2 bedrooms, 2 bathrooms, plus a dedicated office that could easily serve as a third bedroom, this home features a bright, open floor plan with soaring ceilings, skylights, and large tile flooring throughout the main living areas. The living room flows seamlessly into the kitchen and dining area, creating an inviting space for everyday living. The kitchen is well-appointed with granite countertops, a tile backsplash, cherry wood cabinetry, and a casual dining area. The spacious owner's suite offers sliding glass doors leading to the sunroom, a walk-in closet, and a private bath with a double-sink vanity and a large walk-in shower.

Cost to own

Mortgage calculator

Home Price

$329,900

Down Payment: 20%

$65,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,677

Principal & Interest: $1,677

Est. Taxes & Insurance: $419

Estimated Total Monthly

$2,096

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,756

Property taxesest. at asking price, St. Johns County$439

HOAbilled monthly$205

Estimated total, before insurance$2,400/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $3,838/yr

Estimated taxes if purchased at asking price: ~$5,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,752 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History