This home is in St Augustine Shores, St. Augustine — a waterfront home in St. Johns County.
Active Under Contract·100 days on market·St Augustine Shores
951 Viscaya Boulevard
St. Augustine, FL 32086
25 more homes for sale in St Augustine Shores →Search St Augustine Shores on the map
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
St Augustine Shores
Enjoy peaceful lakefront living in the heart of St. Augustine Shores! This well maintained 3 bedroom, 2 bath home sits on a spacious corner lot and features a bright, open living area, a split floor plan, and an updated kitchen with stainless steel appliances. The sunroom and oversized screened patio overlook the lake, creating the perfect place to relax or entertain. Located in the highly sought after St. Augustine Shores community, residents enjoy access to walking trails, lakes, native wildlife, multiple parks, a fishing pier, and you're just minutes from the beach and historical downtown St. Augustine. Opportunities like this don't come around often. Schedule your private showing and see everything this lakefront home has to offer.
Next steps in St Augustine Shores
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: material not specified — year not disclosed (home built 1975)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,763 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $102,900 in June 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $337,463 | $166,600 | — |
| 2024 | $334,666 | $161,197 | — |
| 2023 | $325,403 | $155,046 | — |
| 2022 | $297,375 | $149,074 | — |
| 2021 | $193,276 | $143,276 | — |
| 2020 | $202,416 | $116,775 | — |
2025 property taxes (current owner): $2,739/yr
Estimated taxes if purchased at asking price: ~$5,600/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Sep 25, 2026Active Under Contract$349,000
- Sep 24, 2026Price change$349,000−$5,999
- Jul 25, 2026Price change$354,999−$5,000
- Jul 2, 2026Listed$359,999
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $248/sq ft; this home is listed at $220/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 1023 Viscaya Boulevard, St. Augustine, FL 32086Listed by IHEART REALTY INC | Jun 2026 | $375,000 | $277 | 3/2 | 1,356 | 21 | 0.2 |
| 429 Altara Drive, St. Augustine, FL 32086Listed by FLORIDA HOMES REALTY & MTG LLC | Jul 2026 | $388,000 | $260 | 3/2 | 1,490 | 76 | 0.4 |
| 4010 Barbara Terrace, St. Augustine, FL 32086Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $415,000 | $248 | 3/2 | 1,676 | 9 | 0.4 |
| 480 Diosa Court, St. Augustine Shores, FL 32086Listed by WATSON REALTY CORP | Oct 2026 | $351,000 | $243 | 3/2 | 1,447 | 80 | 0.5 |
| 398 Madruga Avenue, St. Augustine, FL 32086Listed by WATSON REALTY CORP | Jun 2026 | $205,000 | $166 | 2/2 | 1,237 | 190 | 0.5 |
| 756 Crestwood Drive, St. Augustine, FL 32086Listed by ENDLESS SUMMER REALTY | Aug 2026 | $339,900 | $214 | 2/2 | 1,592 | 1 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: IHEART REALTY INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About St Augustine Shores
St Augustine Shores is a neighborhood in Southern St. Johns County, FL (St. Johns County), ZIP 32086.
View all St Augustine Shores homes for sale →Keep looking
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Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines