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This home is in Palisades at Durbin Crossing, St. Johns.

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Active

Active·2 days on market·Palisades at Durbin Crossing

236 Servia Drive

St. Johns, FL 32259

$310,000$206/sqftEst. $1,650/moMLS# 2155257
3
Beds
2
Baths
1,502
Sq Ft
2018
Built
1
Garage
No
Pool

About this home

Palisades at Durbin Crossing

Welcome to this beautifully maintained 3-bedroom, 3-bathroom end-unit townhome in the highly desirable Durbin Crossing community of St. Johns County. Offering the perfect blend of style, comfort, and convenience, this move-in-ready home features an open-concept floor plan, spacious living areas, and tasteful upgrades throughout. The well-appointed kitchen flows seamlessly into the dining and living spaces, making it ideal for everyday living and entertaining. Upstairs, you'll find generously sized bedrooms, including a spacious primary suite with a private bath and ample closet space. One of this home's standout features is the oversized backyard--a rare find for a townhome--with plenty of room to relax, entertain, or create your own private outdoor oasis. The yard can also be fully fenced, offering added privacy for pets, play, or outdoor enjoyment. Located in the award-winning St. Johns County School District, residents enjoy access to two resort-style amenity centers featuring

Cost to own

Mortgage calculator

$310,000
$62,000
Loan Term
Monthly Payment
$1,576
Principal & Interest: $1,576
Est. Taxes & Insurance: $394
Estimated Total Monthly
$1,970
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,650
Property taxesest. at asking price, St. Johns County$413
HOAbilled quarterly$117
Estimated total, before insurance$2,179/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $4,656/yr

Estimated taxes if purchased at asking price: ~$5,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,746 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 14, 2026Listed$310,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$310,000
Price / Sq Ft$206
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,502
Total Structure Area1,502 sq ft
Year Built2018
TypeResidential
Sub-TypeTownhouse
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address236 Servia Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionPalisades At Durbin Crossing
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0096250390

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Fitness Center, Maintenance Grounds, Park, Playground, Security, Tennis Court(s)
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAdditional Parking, Garage, Guest
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Jack and Jill Bath, Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
# of Stories2

Additional Information

Date ListedJuly 14, 2026
Days on Market0
HOA Fees$350 / Quarterly
HOA FrequencyQuarterly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure
Tax Amount$4,656
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

The neighborhood

About Palisades at Durbin Crossing

Palisades at Durbin Crossing is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Palisades at Durbin Crossing homes for sale →

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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