This home is in Jacksonville.

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Active·1 day on market

11442 Courtney Waters Lane

Jacksonville, FL 32258

$424,900$261/sqftEst. $2,261/moMLS# 2154978

Beds

Baths

1,625

Sq Ft

2000

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this meticulously maintained Mandarin ranch with picturesue lake views and updates galore! Nestled near the cul-de-sac in the back of desirable Olde Field Oaks, this home offers relaxing nature views with an abundance of turtles and birds, and is truely move-in-ready! Open floorplan with split bedrooms and lake views from almost every room with no shortage of light. Exterior updates include all new windows (2024), Roof (2021), HardieBoard siding (2022), Guttters (2023), HVAC (2017), Garage floor Shark Coating and wall organizers. A few interior updates include all new Samsung kitchen appliances, fully renovated guest bath, ceiling fans, light fixtures and more. No CDDs and low HOA.

Cost to own

Mortgage calculator

Home Price

$424,900

Down Payment: 20%

$84,980

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,261

Principal & Interest: $2,261

Est. Taxes & Insurance: $565

Estimated Total Monthly

$2,827

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,261

Property taxesest. at asking price, Duval County$694

HOAbilled annually$23

Estimated total, before insurance$2,978/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,912/yr

Estimated taxes if purchased at asking price: ~$8,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — 2021 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 11, 2026Listed$424,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$424,900

Price / Sq Ft$261

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,625

Acres1.54 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

HighMandarin

Community Information

Address11442 Courtney Waters Lane, Jacksonville, FL 32258

Area014-Mandarin

SubdivisionOlde Field Oaks

CityJacksonville

CountyDuval

StateFL

Zip Code32258

Lot Size67,082.4 sq ft

Parcel Number1564391740

ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond, Trees/Woods, Water

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Electric Range, Microwave

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Sink, Washer Hookup