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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Bartram Trail High School.

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Sold

Sold·Closed Sep 30, 2026·347 days on market·Recent sales in RiverTown

246 Twin Flower Place

Jacksonville, FL 32259

$554,500sold priceListed at $675,000 · 82.1% of asking$202/sqftMLS# 2107836
4
Beds
3.5
Baths
2,744
Sq Ft
2019
Built
3
Garage
No
Pool
FEMA Zone XHOA $5/mo11,326 sqft lotSingle Family Residence1 story

About this home

Jacksonville

HUGE PRICE IMPROVEMENT! Reduced 25k. A one of a kind property at the end of a cul-de-sac, this 2019-built home offers 4 bedrooms and 3.5 baths across ~2,754 sq ft of well-planned living space. From the moment you walk through the front door, the open layout welcomes you with abundant natural light, perfect for both everyday living and entertaining The heart of the home is a chef-friendly kitchen featuring double ovens, an oversized island, and refined finishing touches like plantation shutters throughout. Enjoy your nights on a cozy patio with a durable Shark Coating overlooks serene pond and preserve views—no rear neighbors, just a peaceful green buffer and water beyond. The 3-car garage offers plenty of space for cars and storage, with upgraded flooring to keep maintenance easy. Community perks include a low annual HOA fee (just $45) and access to 3 amenity centers featuring water slides, a lazy river, 2 gyms, and a brand new k-8 school. Sale is subject to 3rd party appr

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,071
Property taxesest. at asking price, St. Johns County$738
HOAbilled monthly$5
Estimated total, before insurance$3,814/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$11,404/yr · $950/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$554,500
$110,900
Loan Term
Monthly Payment
$3,071
Principal & Interest: $3,071
Property taxes (est.): $738
Insurance (est.): $370
Estimated Total Monthly
$4,179
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,707 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:30 AM, sunset 6:53 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $715,000 in March 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$587,657$587,657—
2024$578,987$578,987—
2023$558,962$347,846—

2024 property taxes (current owner): $11,404/yr

Estimated taxes if purchased at asking price: ~$8,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 30, 2026Closed$675,000
  • Sep 1, 2026Pending$675,000
  • Sep 19, 2025Listed$675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $246/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLCSep 2026$550,000$2393/2.52,30550.2
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$750,000$2335/43,217140.2
1120 Orange Branch Trail, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYAug 2026$509,900$2253/22,26810.2
148 Kellet Way, St. Johns, FL 32259Listed by EXP REALTY LLCSep 2026$565,000$2922/21,93260.3
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.3
381 Shinnecock Drive, St. Johns, FL 32259Listed by EXP REALTY LLCAug 2026$1,010,000$3364/3.53,008720.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$675,000
Price / Sq Ft$246
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,744
Acres0.26 acres
Year Built2019
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address246 Twin Flower Place, Jacksonville, FL 32259
Area302-Orangedale Area
SubdivisionRivertown
CityJacksonville
CountySt. Johns
StateFL
Zip Code32259
Lot Size11,325.6 sq ft
Parcel Number0007150180

Amenities

UtilitiesCable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water SourcePublic
ParkingAttached

Interior

AppliancesConvection Oven, Dishwasher, Double Oven, Gas Cooktop
HeatingCentral
CoolingCentral Air
# of Stories1

Additional Information

Date ListedSeptember 1, 2026
Days on Market347
HOA Fees$5 / Monthly
HOA FrequencyMonthly
Tax Amount$11,404.44
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: REAL BROKER LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

Is this home priced right?

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