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This home is in Highpointe At Rivertown, St. Johns — a home near Bartram Trail High School.

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Active·Listed today·Highpointe At Rivertown

218 Shinnecock Drive

St. Johns, FL 32259

$1,050,000$368/sqftEst. $5,725/mo mortgageMLS# 2171489

Beds

2.5

Baths

2,851

Sq Ft

2021

Built

Garage

Yes

Pool

5 more homes for sale in Highpointe At Rivertown →Search Highpointe At Rivertown on the map

HOA $4/mo11,326 sqft lotWaterfrontSingle Family Residence1 story

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About this home

Highpointe At Rivertown

Warm, inviting interiors and exceptional outdoor living come together at this single-story MasterCraft home in Highpointe at RiverTown. Built in 2021, the home offers 2,851 square feet, 4 bedrooms, 2.5 baths, and a 3-car garage on a palm studded 0.26-acre pond lot, with a thoughtful layout that makes everyday living feel easy. The outdoor space is the highlight—a place to linger over morning coffee, spend an afternoon in the heated pool, or gather with friends for dinner. The extended covered lanai features two ceiling fans and a beautifully appointed summer kitchen with granite waterfall countertops, a grill, gas side burner, and beverage refrigerator. The screened pool enclosure, palm landscaping, pond views, and fully fenced backyard create a welcoming setting for relaxing and entertaining. Inside, engineered maple hardwood flooring, plantation shutters, 10-foot ceilings, and tray details bring warmth and character to the main living spaces. The kitchen features double-stacked white

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$5,725

Property taxesest. at asking price, St. Johns County$1,397

HOAbilled annually$4

Estimated total, before insurance$7,126/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$1,050,000

Down Payment: 20%

$210,000

Interest Rate: 7.24%

Loan Term

Monthly Payment

$5,725

Principal & Interest: $5,725

Property taxes (est.): $1,397

Insurance (est.): $700

Estimated Total Monthly

$7,822

*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,769 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Closest beach parking
Guana Reserve beach lot (south)
about 17 mi · 94 parking spaces
Closest park or preserve
Alpine Groves Park
12 min drive · 1 mi of trails
Closest public boat ramp
Old Shand's Bridge Public Boat Ramp (shallow water)
about 4 mi · St. Johns River
Closest kayak & paddleboard launch
Alpine Groves Park Canoe and Kayak Launch
about 4 mi · St. Johns River
Closest youth league fields
Rivertown II Athletic Complex
11 min drive · Soccer, Baseball, Basketball, Football, Pickleball, Softball
Closest grocery store
Publix
7 min drive · 205 Rivertown Shops Dr, Saint Johns

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

History

Price & status history

Oct 29, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $368/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM	Miles
460 Shinnecock Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Sep 2026	$915,000	$281	4/3	3,258	13	0.2
246 Twin Flower Place, Jacksonville, FL 32259Listed by REAL BROKER LLC	Sep 2026	$554,500	$202	4/3.5	2,744	347	0.5
231 Footbridge Road, St. Johns, FL 32259Listed by REAL BROKER LLC	Sep 2026	$550,000	$239	3/2.5	2,305	5	0.6
411 Footbridge Road, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY	Sep 2026	$750,000	$233	5/4	3,217	14	0.6
317 Crafton Circle, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICES	Oct 2026	$475,000	$226	3/3	2,102	63	0.8
36 Renew Court, St. Johns, FL 32259Listed by ROUND TABLE REALTY	Sep 2026	$540,000	$229	4/2.5	2,360	59	1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,050,000

Price / Sq Ft$368

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,851

Acres0.26 acres

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Heated, Screen Enclosure

Is WaterfrontYes

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address218 Shinnecock Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionHighpointe At Rivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size11,325.6 sq ft

Parcel Number0007220630

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Spa/Hot Tub, Tennis Court(s)

Community FeaturesSidewalks, Street Lights, Curbs

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Electric Oven, Gas Cooktop, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile, Wood

# of Stories1

LaundryIn Unit, Sink

SecurityCarbon Monoxide Detector(s), Smoke Detector(s)

Exterior

Exterior FeaturesOutdoor Kitchen

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchCovered, Front Porch, Patio, Screened

FencingOther, Fenced, Back Yard

RoofShingle

Road SurfacePaved

Road FrontageCity Street

Additional Information

Date ListedOctober 29, 2026

Days on Market0

HOA Fees$53 / Annually

HOA FrequencyAnnually

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Highpointe At Rivertown

Highpointe At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

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