This home is in Jacksonville.
Active·105 days on market
13057 Shallowater Road
Jacksonville, FL 32258
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Krista Fracke, Broker Associate. You'll hear back from me directly, not from a call center.
About this home
Jacksonville
Welcome to 13057 Shallowater Rd, a beautifully maintained end-unit townhome in the gated community of Sumerlin at Bartram. This 2-bedroom, 2.5-bath home offers approximately 1,360 square feet plus a versatile loft that's perfect for a home office, reading nook, or additional living space. The open floor plan is filled with natural light, and the kitchen features stainless steel appliances overlooking the living and dining areas. Upstairs, both bedrooms include private en-suite bathrooms for added comfort and privacy. Relax on the screened lanai or enjoy the community's resort-style amenities, including a pool, clubhouse, and fitness center. Conveniently located just minutes from Durbin Park Pavilion, shopping, restaurants, Baptist Medical Center South, major highways, and everything Bartram Park has to offer. Low-maintenance living in a prime Jacksonville location!
Next steps in Jacksonville
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone D
Zone D evacuates after zones A, B, C in an approaching storm.
Roof: material not specified — year not disclosed (home built 2006)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer & public water · JEA
County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,656 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Parkabout 11 mi · 202 parking spaces
Closest park or preserve
Julington-Durbin Preserveabout 0.1 mi · 6.4 mi of trails
Closest public boat ramp
Hood Landing Public Boat Rampabout 3 mi · St. Johns River - Julington Creek
Closest kayak & paddleboard launch
Palmetto Leaves Regional Park Canoe Launchabout 1 mi · Julington Creek - Big Davis Creek
Closest youth league fields
Palmetto Leaves Regional Parkabout 2 mi · Baseball, Football, Softball
Closest grocery store
Publixabout 0.7 mi · 13820 Old Saint Augustine Rd, Jacksonville
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Cost to own
Taxes & assessment
Last sold: $281,500 in June 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2024 | $212,293 | $162,293 | ▲ $10,691 |
| 2023 | $209,737 | $159,737 | ▲ $38,955 |
| 2022 | $164,922 | $88,262 | ▼ $5,713 |
2025 property taxes (current owner): $3,513/yr
Estimated taxes if purchased at asking price: ~$4,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2024), NEFMLS.
History
Price & status history
- Sep 25, 2026Price change$215,000−$19,000
- Aug 1, 2026Price change$234,000−$5,000
- Jul 9, 2026Listed$239,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $162/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 13061 Shallowater Road, Jacksonville, FL 32258Listed by HERRON REAL ESTATE LLC | Aug 2026 | $205,030 | $155 | 2/2.5 | 1,327 | 61 | 0 |
| 13019 Surfside Drive, Jacksonville, FL 32258Listed by LOKATION | Sep 2026 | $230,000 | $173 | 2/2.5 | 1,327 | 90 | 0.1 |
| 13017 Sunset Lake Drive, Jacksonville, FL 32258Listed by MOMENTUM REALTY | Jul 2026 | $210,000 | $158 | 2/2.5 | 1,327 | 23 | 0.1 |
| 13344 Ocean Mist Drive, Jacksonville, FL 32258Listed by RE/MAX SPECIALISTS PV | Sep 2026 | $259,900 | $176 | 2/2.5 | 1,480 | 41 | 0.2 |
| 13491 Essence Court, Jacksonville, FL 32258Listed by EXIT 1 STOP REALTY | Sep 2026 | $250,000 | $168 | 2/2.5 | 1,487 | 147 | 0.2 |
| 13500 Sunstone Street, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Sep 2026 | $285,500 | $191 | 2/2.5 | 1,496 | 192 | 0.3 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: UNITED REAL ESTATE GALLERY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
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