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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Aug 28, 2026·61 days on market·Recent sales in Jacksonville

13061 Shallowater Road

Jacksonville, FL 32258

$205,030sold priceListed at $213,000 · 96.3% of asking$155/sqftMLS# 2148467
2
Beds
2.5
Baths
1,327
Sq Ft
2006
Built
—
Garage
No
Pool
FEMA Zone XHOA $310/mo1,307 sqft lotTownhouse2 stories

About this home

Jacksonville

Welcome to 13061 Shallowater Rd, a charming and move-in ready townhome located in the desirable Sumerlin neighborhood within the Bartram Park community. This property features 2 bedrooms, 2 full baths and a powder bathroom. As you enter, you'll be greeted by bamboo wood flooring that flows seamlessly throughout the first and second levels, paired with a wooden staircase. The living room features built-in speakers, perfect for enjoying movies or music. Step outside to the screened-in lanai, where you can unwind and enjoy the Jacksonville breezes, morning coffee, or evening relaxation. AC system 2025. Residents of Sumerlin can enjoy access to the community pool. The location offers nearby shopping and restaurants, and access to the I-95 just minutes away. Don't miss this opportunity to make 13061 Shallowater Rd your new home!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,136
Property taxesest. at asking price, Duval County$335
HOAbilled monthly$310
Estimated total, before insurance$1,780/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,208/yr · $351/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$205,030
$41,006
Loan Term
Monthly Payment
$1,136
Principal & Interest: $1,136
Property taxes (est.): $335
Insurance (est.): $137
Estimated Total Monthly
$1,607
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,656 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$198,431$198,431—
2024$209,842$197,049▲ $10,591
2023$207,162$179,136▲ $38,548
2022$162,851$162,851▼ $5,609
2021$132,616$25,000—
2020$127,746$25,000▲ $6,240

2025 property taxes (current owner): $4,208/yr

Estimated taxes if purchased at asking price: ~$4,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 28, 2026Closed$213,000
  • Aug 20, 2026Pending$213,000
  • Aug 3, 2026Active Under Contract$213,000
  • Jul 24, 2026Price change$213,000−$12,000
  • Jun 3, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $161/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
13019 Surfside Drive, Jacksonville, FL 32258Listed by LOKATIONSep 2026$230,000$1732/2.51,327900.1
13017 Sunset Lake Drive, Jacksonville, FL 32258Listed by MOMENTUM REALTYJul 2026$210,000$1582/2.51,327230.1
13344 Ocean Mist Drive, Jacksonville, FL 32258Listed by RE/MAX SPECIALISTS PVSep 2026$259,900$1762/2.51,480410.2
13491 Essence Court, Jacksonville, FL 32258Listed by EXIT 1 STOP REALTYSep 2026$250,000$1682/2.51,4871470.2
13500 Sunstone Street, Jacksonville, FL 32258Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$285,500$1912/2.51,4961920.3
6613 Shaded Rock Court, Jacksonville, FL 32258Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$220,000$1532/21,438730.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$213,000
Price / Sq Ft$161
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,327
Acres0.03 acres
Year Built2006
TypeResidential
Sub-TypeTownhouse
StatusClosed
Has PoolNo
Is WaterfrontNo

Community Information

Address13061 Shallowater Road, Jacksonville, FL 32258
Area015-Bartram
SubdivisionSumerlin At Bartram
CityJacksonville
CountyDuval
StateFL
Zip Code32258
Lot Size1,306.8 sq ft
Parcel Number1587674646

Amenities

AmenitiesPool, Fitness Center, Gated
Community FeaturesGated
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Gated

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Primary Bathroom - Tub with Shower, Smart Thermostat
AppliancesDryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringTile, Wood
# of Stories2
LaundryElectric Dryer Hookup, Lower Level, Washer Hookup
SecuritySecurity Gate

Exterior

Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionFrame

Additional Information

Date ListedJune 3, 2026
Days on Market61
HOA Fees$310 / Monthly
HOA FrequencyMonthly
Tax Amount$4,208.39
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HERRON REAL ESTATE LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Aug 28, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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